St. Joseph County property record for 173 E Michigan Ave, Apt 309A, Three Rivers, MI 49093
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 983 sqft · built 1969 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $54,000 (Nov 2020) |
| Tax Bill | $1,435 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 051-450-031-00 |
| Primary APN | 051-450-031-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Units | 68 Units |
| Stories | 2 Stories |
| Building Area | 983 sqft Living Area |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Condo/Apartment |
| Lot Area | 2,614 sqft (0.06 acres) |
| Lot Dimensions | 50 ft deep x 50 ft wide |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 173 E MICHIGAN AVE, 309A |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1550 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R-5 |
| Legal Description | UNIT 31 GAR #25 BIN #S-27 RIVER GLEN CONDOMINIUMS CITY OF THREE RIVERS NW 1/4 SE 1/4 SEC 18 T6S R11W. |
| Legal Range | 11W |
| Legal Township | 06S |
| Legal Section | 18 |
| Legal Subdivision | RIVER GLEN CONDOMINIUMS |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 40400 |
173 E Michigan Ave, Apt 309A is owned and occupied by an individual who bought it in November 2020.
Source: St. Joseph County records, as of July 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 173 E MICHIGAN AVE, 309A, THREE RIVERS, MI 49093-1550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2020 · Amount on File |
| Deed Sale | Nov 17, 2020 · Amount on File |
| Prior Sale | May 28, 2003 |
| Deed Document Number | 20207605 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Nov 17, 2020 |
| Property Address | 173 E MICHIGAN AVE APT 309A, 309A, THREE RIVERS, MI 49093-1550 |
| Document Number | 2020007605 |
| Map Reference | LB 2 PG 1 |
| Instrument Date | Nov 6, 2020 |
| Instrument | 2020007605 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Title Company | OAK TITLE SERVICES LLC, OAK TITLE SEVICES LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $405.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 173 E MICHIGAN AVE # AVE309A, 173, THREE RIVERS, MI 49093-1533 |
| Name | Verified Name |
|---|---|
| Address | 5644 WILBUR RD, THREE RIVERS, MI 49093 |
| Date | Nov 17, 2020 |
|---|
| Name | OAK MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 173 E Michigan Ave, Apt 309A was $1,435 with a homeowner's exemption.
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $43,100 Land $5,200 Building $37,900 | $86,200 Land $10,400 Building $75,800 | |
| 2025 | $1,435.00 Homeowner's exemption | ||
| 2023 | $32,300 Land $3,800 Building $28,500 | $64,600 Land $7,600 Building $57,000 | |
| 2022 | $1,267.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 173 E Michigan Ave, Apt 309A in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 11 individual policies |
| Nearby Flood Policies | 44 units insured incl. 33 condo units |
| Nearby Flood Claims | 20 (1981–2020) |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 173 E Michigan Ave, Apt 309A is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: Spectrum.
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