Bradford County property record for 173 E Main St, Troy, PA 16947 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · built 1876 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,438 (2026) |
| Deeds & Mortgages | Sep 2017 Line of Credit Oct 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-068.01-130-000-000 |
| Primary APN | 52-068.01-130-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Year Built | Built 1876 |
|---|---|
| Effective Year Built | Effective 1876 |
| Architectural Style | Conventional |
| Lot Area | 6,534 sqft (0.15 acres) |
| Street Address | 173 E MAIN ST |
|---|---|
| City | TROY |
| State | PA |
| Zip | 16947-1238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE W/ATTCH GARAGE |
| Jurisdiction | BRADFORD PA |
| Township / Civil Division | TROY |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 950700 |
Source: Bradford County records · APN 52-068.01-130-000-000
Assessment roll updated April 27, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 173 E MAIN ST, TROY, PA 16947-1238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS & NORTHERN BANK |
| Oct 12, 2017 | Deed of Trust, Mortgage ROBERT R VINESKI ETUX |
| Jul 26, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CITIZENS & NORTHERN BANK |
| Sep 21, 2017 | Intrafamily Transfer, Transfer |
| May 05, 2017 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS & NORTHERN BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jun 21, 2017 |
| Transfer Doc | 0201716267 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD PA |
| Property Address | 173 E MAIN ST, TROY, PA 16947-1238 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201716580 |
|---|---|
| Date | Sep 26, 2017 |
| Instrument | 201716580 |
| Name | CITIZENS & NORTHERN BANK |
|---|---|
| Type | Bank |
| Address | TROY, PA 16947 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 22, 2027 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD PA |
| Property Address | 173 E MAIN ST, TROY, PA 16947-1238 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201717964 |
|---|---|
| Date | Oct 12, 2017 |
| Instrument | 201717964 |
| Name | ROBERT R VINESKI ETUX |
|---|---|
| Type | Private Party |
| Address | 355 PAINE ST, TROY, PA 16947 |
| Amount | Amount Recorded |
|---|
| Rate | 7% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD PA |
| Property Address | 173 E MAIN ST, TROY, PA 16947-1238 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201906694 |
|---|---|
| Date | Jul 26, 2019 |
| Instrument | 201906694 |
| Name | CITIZENS & NORTHERN BANK |
|---|---|
| Type | Mortgage Company |
| Address | WELLSBORO, PA 16901 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 23, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Index | 11th District COF |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRADFORD PA |
| Recording Date | Sep 21, 2017 |
| Property Address | 173 E MAIN ST, TROY, PA 16947-1238 |
| Document Number | 0201716267 |
| Instrument Date | Jun 21, 2017 |
| Instrument | 201716267 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 457 HASTINGS ST, 457, SOUTH WILLIAMSPORT, PA 17702-7310 |
| Name | Verified Name |
|---|---|
| Address | 173 E MAIN ST, TROY, PA 16947-1238 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD PA |
| Property Address | 173 E MAIN ST, TROY, PA 16947-1238 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 201705114 |
|---|---|
| Date | May 05, 2017 |
| Instrument | 201705114 |
| Name | CITIZENS & NORTHERN BANK |
|---|---|
| Type | Bank |
| Address | TROY, PA 16947 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Apr 28, 2027 |
Source: Bradford County records · Assessment roll updated April 27, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bradford County |
| Municipality | Troy Borough |
| Unified School District | Troy Area School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,438.00 (+4.05%) | $18,850 (-) | |
| 2025 | $1,382.00 (+2.52%) | $18,850 (-) | |
| 2024 | $1,348.00 | $18,850 | |
| 1999 | $37,666 |
Source: FEMA National Flood Hazard Layer, Bradford County (42015C), updated September 21, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420159507003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (1981–2018) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Aug 2018, river or lake flooding, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 7% of the US · above 8% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 121 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 5,000 / 5,000 |
| Pencor Services | Cable | 2,000 / 40 |
| Empire Telephone Corporation/North Penn Telephone Company | Fiber | 1,000 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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