173 E King St, Winona, MN 55987 Property Records

Winona County property record for 173 E King St, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,305 sqft · built 1900
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on Record
Last Sale	$129,900 (Nov 2017)
Tax Bill	$1,958 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Apr 2018 Line of Credit + 3 more
APN	`32.265.0170`

Property Details

APN / Parcel Number

Primary APN	`32.265.0170`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,305 sqft Living Area
1st Floor Area	945 sqft
Basement Area	1,305 sqft
Unfinished Basement	1,305 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	150 ft deep x 40 ft wide
Porch	Open Porch
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	173 E KING ST
City	WINONA
State	MN
Zip	55987-3617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-26 TWP-107 RANGE-007 KING STREET LIMITS LOT-031 40' X 150' & THAT PART OF LOT 30 PER MF #335133
Legal Range	007
Legal Township	107
Legal Section	26
Legal Subdivision	KING STREET LIMITS
Legal Lot Number	30-31
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	3
Census Block	3005
Census Tract	670500

Owner

Source: Winona County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	465 CORCORAN DR, MINNESOTA CITY, MN 55959-4013
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS STATE BANK LA CROSSE
Apr 26, 2018	Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK NA
Dec 15, 2020	Deed of Trust, Mortgage WINONA NATIONAL BANK
Dec 15, 2020	Deed of Trust, Mortgage · Line of Credit WINONA NATIONAL BANK
Nov 1, 2017	Warranty Deed, Transfer · ARM HOME FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2017 · Amount on Record
Deed Sale	Nov 1, 2017 · Amount on Record
Deed Document Number	2017606453
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	173 E KING ST, WINONA, MN 55987-3617
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 CORCORAN DR, MINNESOTA CITY, MN 55959-4013

Mortgage

Document Number	000A664344
Date	Dec 18, 2025
Instrument	A664344

Lender

Name	CITIZENS STATE BANK LA CROSSE
Type	Bank
Address	LA CROSSE, WI 54601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 11, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	173 E KING ST, WINONA, MN 55987-3617
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	609640
Date	Apr 26, 2018
Instrument	609640

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	173 E KING ST, WINONA, MN 55987-3617
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	874 W MARK ST, WINONA, MN 55987-2649

Mortgage

Document Number	629799
Date	Dec 15, 2020
Instrument	629799

Lender

Name	WINONA NATIONAL BANK
Type	Bank
Address	WINONA, MN 55987

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Dec 12, 2025

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	173 E KING ST, WINONA, MN 55987-3617
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	874 W MARK ST, WINONA, MN 55987-2649

Mortgage

Document Number	629801
Date	Dec 15, 2020
Instrument	629801

Lender

Name	WINONA NATIONAL BANK
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Dec 10, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Nov 1, 2017
Property Address	173 E KING ST, WINONA, MN 55987-3617
Document Number	606453
Instrument Date	Oct 31, 2017
Instrument	606453
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$428.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 E KING ST, WINONA, MN 55987-3617

Mortgage

Document Number	606454
Date	Nov 1, 2017
Instrument	606454

Lender

Name	HOME FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Nov 1, 2020
Change Frequency	Monthly
Min Rate At Change	3.87%
Max Rate At Change	5.87%
Index	1-Year T-Bill
Max Rate	9.87%

Tax Assessment & Valuation

Source: Winona County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,958.00 (+20.42%)
2025		$156,400 (+5.53%) Land $40,200 Building $116,200	$156,400 (+5.53%) Land $40,200 Building $116,200
2023	$1,626.00	$148,200 Land $38,400 Building $109,800	$148,200 Land $38,400 Building $109,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 770 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Hiawatha Broadband Communications, Verizon.

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