173 E Cleve St, Mount Airy, NC 27030 Property Records

Surry County property record for 173 E Cleve St, Mount Airy, NC 27030

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft · built 1970
Lot Size	0.85 acres (37,026 sqft)
Owner	Individual Name on File
Last Sale	$44,500 (Jun 2017)
Tax Bill	$466 (2026)
Deeds & Mortgages	Jun 2017 Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4090-05-08-4699`

Property Details

APN / Parcel Number

Primary APN	`4090-05-08-4699`
Alternative APN	`100108486`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Flooring	Wood
Interior Walls	Masonry

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1985
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	37,026 sqft (0.85 acres)
Lot Width	125 ft Width
Porch	Slab
Porch Area	24 sqft
Storage Building	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100108486
Street Address	173 E CLEVE ST
City	MOUNT AIRY
State	NC
Zip	27030-8692
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	P/O LT 8 PINE RIDGE SUB PB 7 PG 13
Legal Subdivision	PINE RIDGE SUB
Legal Lot Number	8
Jurisdiction	SURRY NC
Township / Civil Division	STEWARTS CREEK
Census Block Group	2
Census Block	2014
Census Tract	930700

Owner

173 E Cleve St is owned and occupied by an individual who bought it in June 2017.

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	173 E CLEVE ST, MOUNT AIRY, NC 27030-8692
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2017	Deed of Trust, Mortgage · ARM STATE EMPLOYEES FCU
Jun 22, 2017	Deed of Trust, Mortgage STATE EMPLOYEES CU
Jun 22, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2017 · Amount on File
Deed Sale	Jun 22, 2017 · Amount on File
Prior Sale	Aug 1, 1970
Deed Document Number	2017646056
Deed Book / Page	1598 / 101
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	173 E CLEVE ST, MOUNT AIRY, NC 27030-8692
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001598/104
Date	Jun 22, 2017
Book Page	1598/104
Instrument	646057

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2032

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	173 E CLEVE ST, MOUNT AIRY, NC 27030-8692
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001598/120
Date	Jun 22, 2017
Book Page	1598/120
Instrument	646058

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jun 21, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	5 Years

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Jun 22, 2017
Property Address	173 E CLEVE ST, MOUNT AIRY, NC 27030-8692
Document Number	01598/0101
Book / Page	1598 / 0101
Instrument Date	Jun 21, 2017
Instrument	646056
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount on Record
Tax	$445.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	173 E CLEVE ST, 173, MOUNT AIRY, NC 27030-8692

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 E CLEVE ST, MOUNT AIRY, NC 27030-8692

Tax Assessment & Valuation

The 2026 property tax bill for 173 E Cleve St was $466, down 1.9% from the year before.

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$466.00 (-1.89%)	$52,370 (-25.61%) Land $13,650 Building $38,720	$52,370 (-25.61%) Land $13,650 Building $38,720
2025	$475.00	$70,400 Land $13,650 Building $56,750	$70,400 Land $13,650 Building $56,750
2023	$289.00	$52,370 Land $13,650 Building $38,720	$52,370 Land $13,650 Building $38,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 173 E Cleve St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 173 E Cleve St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Fastlink Communications Fixed Wireless	100 / 25

May also be available: Surry Telephone.

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