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173 Duncan St, Spindale, NC 28160 Property Records

Rutherford County property record for 173 Duncan St, Spindale, NC 28160

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 858 sqft · built 1945
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$21,000 (Jun 2017)
Tax Bill$649 (2022)
Deeds & MortgagesJun 2017 Sale
Flood ZoneZone X (minimal risk)
APN1201512

Property Details

APN / Parcel Number

Primary APN1201512
Alternative APN
  • 17224

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area858 sqft Heated Area
FlooringCarpet
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1966
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialMetal
Lot Area10,890 sqft (0.25 acres)
PorchOpen Porch
Porch Area40 sqft

Utilities, Heating & Cooling

Cooling SystemFan Cooling
Heating SystemHeat Pump

Location & Zoning

Account Number17224
Street Address173 DUNCAN ST
CitySPINDALE
StateNC
Zip28160-2494
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal DescriptionGPIN:1539090676050000; RES DUNCAN ST
Legal SubdivisionJF WEATHERS SUB
Legal Block1
Legal Lot Number1
JurisdictionRUTHERFORD NC
Township / Civil DivisionRUTHERFORDTON
Census Block Group3
Census Block3029
Census Tract960600

Owner

173 Duncan St is owned by two individuals who bought it in June 2017.

Source: Rutherford County records, as of September 13, 2023

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 1249, COLUMBUS, NC 28722-1249
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2017 · Amount on File
Deed SaleJun 2, 2017 · Amount on File
Deed Document Number0001151650
Deed Book / Page1151 / 650
Record UpdatedJun 7, 2026

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD NC
Recording DateJun 2, 2017
Property Address173 DUNCAN ST, SPINDALE, NC 28160-2494
Document Number0011510650
Book / Page001151 / 000650
Instrument DateJun 1, 2017
Instrument11477
Transaction TypeTransfer
Record UpdatedJun 13, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

AmountAmount on Record
Tax$42.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address173 DUNCAN ST SPINDALE NC 281602494, SPINDALE, NC 28160-2494

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRutherford County
MunicipalitySpindale Town
Unified School DistrictRutherford County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$80,800 Land $9,500 Building $71,300$80,800 Land $9,500 Building $71,300
2022$649.00
2021$649.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 173 Duncan St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 173 Duncan St is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 67% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBROAD RIVER WATER AUTHORITY
serves 19,136 people · EPA ID NC0181035
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vyve Broadband
Cable		2,000 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: Pangaea Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Duncan St

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