173 Deerfield Rd, Monticello, FL 32344 Property Records

Jefferson County property record for 173 Deerfield Rd, Monticello, FL 32344

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,826 sqft · built 2024
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$389,500 (Jan 2026)
Tax Bill$3,722 (2025)
Deeds & MortgagesOct 2024 Line of Credit
Jan 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN18-1N-4E-0108-000F-0070

Property Details

APN / Parcel Number

Primary APN18-1N-4E-0108-000F-0070
Alternative APN
  • 6149

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,826 sqft Living Area
1st Floor Area1,826 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Roof TypeGable/Hip
Roof MaterialOther
Lot Area43,560 sqft (1 acres)
Garage Area453 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address173 DEERFIELD RD
CityMONTICELLO
StateFL
Zip32344-6427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.00 ACRE LOT 7 BLK F CHRISTMAS ACRES -WEST ----OR 228/337 & 854/598
Legal Range04E
Legal Township01N
Legal Section18
Legal SubdivisionCHRISTMAS ACRES WEST
Legal BlockF
Legal Lot Number7
JurisdictionJEFFERSON FL
Township / Civil DivisionMONTICELLO
Census Block Group3
Census Block3022
Census Tract250104

Owner

Source: Jefferson County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address173 DEERFIELD RD, MONTICELLO, FL 32344-6427
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2024Deed of Trust, Mortgage · Line of Credit
AMERIS BANK
Jan 14, 2026Warranty Deed, Subdivision Related Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jul 26, 2024Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Sep 28, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 14, 2026 · Amount on Record
Deed SaleJan 14, 2026 · Amount on Record
Prior SaleJul 26, 2024 · Amount on Record
Deed Document Number2026155
Deed Book / Page877 / 424
Prior Transfer DateSep 27, 2023
Prior Transfer Doc0008420786
Record UpdatedSep 20, 2026

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON FL
Property Address173 DEERFIELD RD, MONTICELLO, FL 32344-6427
Transaction TypeMortgage
Record UpdatedJan 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5928 N MONROE ST, TALLAHASSEE, FL 32303-7929

Mortgage

Document Number0008570542
DateOct 4, 2024
Book Page857/542
Instrument202433002568
Lender
NameAMERIS BANK
TypeBank
AddressTALLAHASSEE, FL 32308
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueOct 5, 2025
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2026: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON FL
Recording DateJan 14, 2026
Property Address173 DEERFIELD RD, MONTICELLO, FL 32344-6427
Document Number0008770424
Book / Page877 / 424
Map ReferenceMB B PG 34
Instrument DateJan 12, 2026
Instrument202633000155
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 26, 2026
Title CompanyNORTH FLORIDA ABSTRACT AND TITLE, NORTH FL ABSTRACT & TTL LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,726.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5928 N MONROE ST, TALLAHASSEE, FL 32303-7929

Transferred To (Grantee/Buyer)

NameVerified Name
Address173 DEERFIELD RD, MONTICELLO, FL 32344-6427

Mortgage

Document Number0000877426
DateJan 14, 2026
Instrument877/426
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

July 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON FL
Recording DateJul 26, 2024
Property Address173 DEERFIELD RD, MONTICELLO, FL 32344-6427
Document Number0008540599
Book / Page854 / 599
Map ReferenceMB B PG 34
Instrument DateJul 23, 2024
Instrument202433001834
Transaction TypeTransfer
Record UpdatedDec 15, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$203.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4243 RALEIGH WAY, TALLAHASSEE, FL 32311-3338

Transferred To (Grantee/Buyer)

NameVerified Name
Address5928 N MONROE ST, TALLAHASSEE, FL 32303-7929

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJEFFERSON FL
Recording DateSep 28, 2023
Property Address173 DEERFIELD RD, MONTICELLO, FL 32344-6427
Document Number0008420786
Book / Page842 / 786
Instrument DateSep 27, 2023
Instrument202333002607
Transaction TypeTransfer
Record UpdatedDec 15, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1650 PHILLIPS RD, TALLAHASSEE, FL 32308-5304

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1650 PHILLIPS RD, TALLAHASSEE, FL 32308-5304

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyJefferson County
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,722.00$255,086 (+920.34%) Land $25,000 Building $230,086$255,086 (+920.34%) Land $25,000 Building $230,086
2024$3,722.00 (+7,991.3%)$25,000 (+614.29%) Land $25,000$25,000 (+614.29%) Land $25,000
2023$46.00$3,500 (-) Land $3,500$3,500 (-) Land $3,500
2022$46.00$3,500 Land $3,500$3,500 Land $3,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEFFERSON COMMUNITIES WATER SYSTEM
private · serves 2,649 people · EPA ID FL1330748
Water SourceGroundwater
Last State InspectionOct 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000

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