173 Crosscut Dr, Denver, NC 28037 Property Records

Lincoln County property record for 173 Crosscut Dr, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,198 sqft · built 1997
Lot Size	1 acres (43,691 sqft)
Owner	2 Individual Names on Record
Last Sale	$607,500 (Feb 2026)
Tax Bill	$2,790 (2026)
Deeds & Mortgages	Feb 2026 Sale Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3692-96-8182`

Property Details

APN / Parcel Number

Primary APN	`3692-96-8182`
Alternative APNs	`369200968182` `271753` `315718` `50092`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,198 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Historical
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	43,691 sqft (1 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	216 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	315718
Street Address	173 CROSSCUT DR
City	DENVER
State	NC
Zip	28037-9246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	PROSPECT HILLS I #16
Legal Subdivision	PROSPECT HILL
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2029
Census Tract	71101

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	173 CROSSCUT DR, DENVER, NC 28037-9246
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Warranty Deed, Transfer MULTIPLE
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Feb 25, 2019	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2026 · Amount on Record
Deed Sale	Feb 26, 2026 · Amount on Record
Prior Sale	Feb 25, 2019 · Amount on Record
Deed Document Number	2026705995
Deed Book / Page	3480 / 944
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Feb 26, 2026
Property Address	173 CROSSCUT DR, DENVER, NC 28037-9246
Document Number	0003480944
Book / Page	3480 / 944
Map Reference	MB F PG 149
Instrument Date	Feb 13, 2026
Instrument	705995
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	MULTIPLE

Transaction

Amount	Amount Recorded
Tax	$1,215.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2704 ORCHARD HILL LN, LAKE OSWEGO, OR 97035-1173

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 CROSSCUT DR, DENVER, NC 28037-9246

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	173 CROSSCUT DR, DENVER, NC 28037-9246
Transaction Type	Mortgage
Record Updated	Dec 31, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003096492
Date	Oct 18, 2021
Book Page	3096/492
Instrument	640826

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2046

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Feb 25, 2019
Property Address	173 CROSSCUT DR, DENVER, NC 28037-9246
Document Number	2799225
Book / Page	002799 / 000225
Instrument Date	Feb 25, 2019
Instrument	589180
Transaction Type	Transfer
Record Updated	Mar 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	173 CROSSCUT DR DENVER NC 280379246, DENVER, NC 28037-9246

Mortgage

Document Number	2799227
Date	Feb 25, 2019
Book Page	002799/000227
Instrument	589181

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2049

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,790.00	$438,827 (-) Land $60,043 Building $378,784	$438,827 (-) Land $60,043 Building $378,784
2025	$2,790.00 (+1.12%)	$438,827 (-) Land $60,043 Building $378,784	$438,827 (-) Land $60,043 Building $378,784
2023	$2,759.00	$438,827 Land $60,043 Building $378,784	$438,827 Land $60,043 Building $378,784

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Crosscut Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures