173 Concord Rd, Lincoln, MA 01773 Property Records

Middlesex County and Lincoln Town property record for 173 Concord Rd, Lincoln, MA 01773

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,252 sqft · built 1949
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$981,500 (Jun 2019)
Tax Bill	$155 (2025)
Deeds & Mortgages	Dec 2020 Refinance Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`M:160 B:32 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:160 B:32 L:0`
Alternative APN	`LINC M:160 L:32 S:0`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,252 sqft Living Area
Gross Area	6,366 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	173 CONCORD RD
City	LINCOLN
State	MA
Zip	01773-4115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	32
Jurisdiction	LINCOLN MA
Township / Civil Division	LINCOLN
Census Block Group	4
Census Block	4022
Census Tract	360300

Owner

Source: Middlesex County and Lincoln Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	173 CONCORD RD, LINCOLN, MA 01773-4115
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NEW JERSEY LENDERS CORP
Jun 25, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE NETWORK INC
Nov 15, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2019 · Amount on Record
Deed Sale	Jun 25, 2019 · Amount on Record
Prior Sale	May 22, 1987 · Amount on Record
Deed Document Number	201987959
Deed Book / Page	72820 / 189
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MA
Property Address	173 CONCORD RD, LINCOLN, MA 01773-4115
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76447-58
Date	Dec 16, 2020
Book Page	76447/58
Instrument	240003

Lender

Name	NEW JERSEY LENDERS CORP
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2052

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN MA
Recording Date	Jun 25, 2019
Property Address	173 CONCORD RD, LINCOLN, MA 01773-4115
Document Number	72820-189
Book / Page	72820 / 189
Instrument Date	Jun 20, 2019
Instrument	87959
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 CONCORD RD, LINCOLN, MA 01773-4115

Mortgage

Document Number	87960
Date	Jun 25, 2019
Instrument	87960

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MA
Property Address	173 CONCORD RD, LINCOLN, MA 01773-4115
Document Number	71919-289
Instrument Date	Nov 15, 2018
Transaction Type	Mortgage
Record Updated	Dec 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 CONCORD RD LINCOLN MA 017734115, LINCOLN, MA 01773-4115

Mortgage

Document Number	71919-289
Date	Nov 23, 2018
Book Page	071919/000289
Instrument	9187

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 22, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Lincoln Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Lincoln Town
Elementary School District	Lincoln School District (PK - 08)
Secondary School District	Lincoln-Sudbury School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$155.00 (-98.99%)	$1,212,400 (+1.37%) Land $669,300 Building $543,100	$1,171,920
2024	$15,416.00 (+3.21%)	$1,196,000 (+11.46%) Land $656,100 Building $539,900
2023	$14,936.00	$1,073,000 Land $604,300 Building $468,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN WATER DEPT serves 5,593 people · EPA ID MA3157000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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