Worcester County and Gardner City property record for 173 Conant St, Gardner, MA 01440
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 5 bd · 3 ba · 3,314 sqft · built 1920 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Company Name on File |
| Last Sale | $455,000 (Apr 2025) |
| Tax Bill | $5,766 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | GARD M:R17 B:6 L:33 |
| Primary APN | GARD M:R17 B:6 L:33 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Units | 9 Units |
| Stories | 2 Stories |
| Building Area | 3,314 sqft Total Area |
| Gross Area | 5,209 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Other |
| Exterior Material | Other |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 6,970 sqft (0.16 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 173 CONANT ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-3145 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Block | 6 |
| Legal Lot Number | 33 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 707100 |
173 Conant St, a commercial property, is owned by a company that bought it in April 2025.
Source: Worcester County and Gardner City records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2 MOUNTAIN VW, WESTFORD, MA 01886-2053 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 12, 2026 | Deed of Trust WORKERS FEDERAL CREDIT UNION |
| Apr 15, 2025 | Quit Claim Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2025 · Amount on File |
| Deed Sale | Apr 15, 2025 · Amount on File |
| Deed Document Number | 202528956 |
| Deed Book / Page | 71857 / 374 |
| Prior Transfer Date | Apr 10, 2025 |
| Prior Transfer Doc | 071857-374 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | May 12, 2026 |
| Property Address | 173 CONANT ST, GARDNER, MA 01440-3145 |
| Document Number | 0073564-91 |
| Book / Page | 73564 / 91 |
| Instrument Date | May 12, 2026 |
| Instrument | 202637182 |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000037182, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 73564/91 |
| Instrument | 202637182 |
| Name | WORKERS FEDERAL CREDIT UNION |
|---|
| Amount | Amount on Record |
|---|
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Apr 15, 2025 |
| Property Address | 173 CONANT ST, GARDNER, MA 01440-3145 |
| Document Number | 071857-374 |
| Book / Page | 71857 / 374 |
| Instrument Date | Apr 10, 2025 |
| Instrument | 28956 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 MOUNTAIN VW, WESTFORD, MA 01886-2053 |
The 2025 property tax bill for 173 Conant St was $5,766, up 17.7% from the year before.
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,766.00 (+17.75%) | $401,500 (+22.9%) Land $73,400 Building $328,100 | $518,890 |
| 2024 | $4,897.00 (+1.58%) | $326,700 (+9.3%) Land $66,800 Building $259,900 | |
| 2023 | $4,821.00 | $298,900 Land $65,800 Building $233,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 173 Conant St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 173 Conant St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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