173 Coles Rd, Cromwell, CT 06416 Property Records

Cromwell Town property record for 173 Coles Rd, Cromwell, CT 06416

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,413 sqft · built 2000
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Last Sale	$548,000 (Apr 2025)
Tax Bill	$9,115 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage May 2024 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CROM M:01600000`

Property Details

APN / Parcel Number

Primary APN	`CROM M:01600000`
Alternative APNs	`M:24 B:10 L:6` `1600000` `24-6`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,413 sqft Living Area
Gross Area	5,218 sqft
1st Floor Area	1,413 sqft
Basement Area	1,413 sqft
Unfinished Basement	413 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1600000
Street Address	173 COLES RD
City	CROMWELL
State	CT
Zip	06416-1144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-25
Legal Block	10
Legal Lot Number	6
Jurisdiction	CROMWELL CT
Township / Civil Division	CROMWELL
Census Block Group	1
Census Block	1011
Census Tract	570100

Owner

Source: Cromwell Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	173 COLES RD, CROMWELL, CT 06416-1144
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
May 28, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Jun 5, 2017	Warranty Deed, Transfer · FHA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2025 · Amount on Record
Deed Sale	Apr 3, 2025 · Amount on Record
Prior Sale	Jun 5, 2017 · Amount on Record
Deed Document Number	2025627
Deed Book / Page	1847 / 314
Record Updated	Sep 20, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROMWELL CT
Recording Date	Apr 3, 2025
Property Address	173 COLES RD, CROMWELL, CT 06416-1144
Document Number	001847-314
Book / Page	1847 / 314
Instrument Date	Mar 17, 2025
Instrument	627
Transaction Type	Transfer
Record Updated	Apr 17, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000628
Date	Apr 3, 2025
Instrument	628

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROMWELL CT
Property Address	173 COLES RD, CROMWELL, CT 06416-1144
Transaction Type	Mortgage
Record Updated	Jun 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001821-131
Date	May 28, 2024
Book Page	1821/131
Instrument	860

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROMWELL CT
Recording Date	Jun 5, 2017
Property Address	173 COLES RD, CROMWELL, CT 06416-1144
Document Number	1594-73
Book / Page	001594 / 000073
Instrument Date	Apr 21, 2017
Transaction Type	Transfer
Record Updated	Jun 20, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$354.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 COLES RD CROMWELL CT 064161144, CROMWELL, CT 06416-1144

Mortgage

Document Number	1594-75
Date	Jun 5, 2017
Book Page	001594/000075

Lender

Name	USAA

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2047

Tax Assessment & Valuation

Source: Cromwell Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cromwell Town
Unified School District	Cromwell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,115.00	$296,030 (+3.68%) Land $78,120 Building $217,910	$207,221 Land $54,684 Building $152,537
2024	$9,115.00 (+8.55%)
2023	$8,397.00 (+4.35%)	$285,530 (+18.27%) Land $78,120 Building $207,410
2022	$8,047.00	$241,430 Land $71,540 Building $169,890

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROMWELL FIRE DISTRICT WATER DEPARTMENT serves 14,316 people · EPA ID CT0330011
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GoNetspeed.

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