173 Co Rd 321, Chamois, MO 65024 Property Records

Osage County property record for 173 Co Rd 321, Chamois, MO 65024

Property Summary

Property Type	Rural Home
Details	2,022 sqft · built 2000
Lot Size	3.03 acres (131,987 sqft)
Owner	Individual Name on Record
Tax Bill	$1,443 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-40-20-00-000-0001.02`

Property Details

APN / Parcel Number

Primary APN	`03-40-20-00-000-0001.02`
Alternative APN	`3402000000000102`

Interior

Stories	1 Story
Building Area	2,022 sqft Adjusted Area
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Frame
Lot Area	131,987 sqft (3.03 acres)

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	03402000000000102
Street Address	173 COUNTY ROAD 321
City	CHAMOIS
State	MO
Zip	65024-2018
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT NE 1/4 - NE 1/4 - NW OF CO RD 321 SEC 20 - T45N - R8W
Legal Range	08W
Legal Township	45N
Legal Section	20
Jurisdiction	OSAGE MO
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1047
Census Tract	490100

Owner

Source: Osage County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	173 COUNTY ROAD 321, CHAMOIS, MO 65024-2018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Deed of Trust, Mortgage · Line of Credit HERITAGE COMMUNITY BANK
Oct 15, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSAGE MO
Property Address	173 COUNTY ROAD 321, CHAMOIS, MO 65024-2018
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 COUNTY ROAD 321, CHAMOIS, MO 65024-2018

Mortgage

Document Number	0000558/45
Date	Dec 18, 2020
Book Page	558/45
Instrument	2020-2854

Lender

Name	HERITAGE COMMUNITY BANK
Type	Bank
Address	CHAMOIS, MO 65024

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Nov 20, 2021

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSAGE MO
Recording Date	Oct 15, 2020
Property Address	173 COUNTY ROAD 321, CHAMOIS, MO 65024-2018
Document Number	000555/101
Book / Page	555 / 101
Instrument Date	Oct 6, 2020
Instrument	20202352
Transaction Type	Transfer
Record Updated	Feb 27, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 COUNTY ROAD 321, CHAMOIS, MO 65024-2018

Tax Assessment & Valuation

Source: Osage County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Osage County
Unified School District	Osage County R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,391 (-)	$123,111 (-)
2025	$1,443.00 (+12.12%)	$23,391 (+10.35%)	$123,111 (+10.34%) Land $10,955 Building $112,156
2023	$1,287.00	$21,198	$111,570 Land $9,610 Building $101,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	19 (1993–2019)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 4 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 2 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 52% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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