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173 Co Rd 197, Athens, TN 37303 Property Records

McMinn County property record for 173 Co Rd 197, Athens, TN 37303

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,244 sqft · built 1964
Lot Size0.76 acres (33,106 sqft)
Owner2 Individual Names on File
Last Sale$122,900 (Jan 2021)
Tax Bill$335 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN054047K A 00500

Property Details

APN / Parcel Number

Primary APN054047K A 00500
Alternative APNs
  • 047K A 00500 00001047K
  • 047K A 00500

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,244 sqft Living Area
1st Floor Area1,244 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1978
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area33,106 sqft (0.76 acres)
TerrainHigh
Garage TypeFinished
Garage Area260 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area192 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number047K A 00500 00001047K
Street Address173 COUNTY ROAD 197
CityATHENS
StateTN
Zip37303-6967
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 01 01 045I A 045P 00400 000 R. CANTLEY SURV 9/30/02, COUNTY AREA: D01
JurisdictionMCMINN TN
Township / Civil Division2
Census Block Group1
Census Block1004
Census Tract970202

Owner

173 Co Rd 197 is owned and occupied by two individuals who bought it in January 2021.

Source: McMinn County records, as of February 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address173 COUNTY ROAD 197, ATHENS, TN 37303-6967
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 6, 2021 · Amount on File
Deed SaleJan 6, 2021 · Amount on File
Deed Document Number000022L880
Deed Book / Page22L / 880
Record UpdatedJun 8, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCMINN TN
Recording DateJan 6, 2021
Property Address173 COUNTY ROAD 197, ATHENS, TN 37303-6967
Document Number000022L880
Book / Page22L / 880
Instrument DateJan 6, 2021
Instrument221176
Transaction TypeTransfer
Record UpdatedSep 1, 2022
Title CompanyVALLEY TITLE SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$454.73
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address173 COUNTY ROAD 197, ATHENS, TN 37303-6967

Mortgage

Document Number0000221177
DateJan 6, 2021
Instrument221177
Lender
NameMORTGAGE INVESTORS GROUP INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueFeb 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 173 Co Rd 197 was $335.

Source: McMinn County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyMcMinn County
Unified School DistrictMcMinn County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$335.00$30,975 (-) Land $3,250 Building $27,725
2024$335.00$30,975 (-) Land $3,250 Building $27,725
2023$335.00 (+8.06%)$30,975 (+54.49%) Land $3,250 Building $27,725$123,900 (+54.49%) Land $13,000 Building $110,900
2022$310.00$20,050 Land $3,250 Building $16,800$80,200 Land $13,000 Building $67,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 173 Co Rd 197 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 173 Co Rd 197 is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 57% of Tennessee
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATHENS UTILITIES BOARD
serves 26,424 people · EPA ID TN0000024
Water SourceSurface water
Last State InspectionNov 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Spectrum, Verizon.

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