Schoharie County and Middleburgh Town property record for 173 Cliff St, Middleburgh, NY 12122
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,177 sqft · built 1955 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,186 (2026) |
| Deeds & Mortgages | Sep 2019 Transfer Oct 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 433801 106.16-3-4 |
| Primary APN | 433801 106.16-3-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,177 sqft Living Area |
| 1st Floor Area | 1,177 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 175 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 250 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
|---|---|
| Porch Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 112 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 491A100188 |
|---|---|
| Street Address | 173 CLIFF ST |
| City | MIDDLEBURGH |
| State | NY |
| Zip | 12122-6422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 3 |
| Legal Lot Number | 4.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | MIDDLEBURGH |
| Census Block Group | 5 |
| Census Block | 5007 |
| Census Tract | 740700 |
173 Cliff St is owner-occupied and held in a trust since August 2019.
Source: Schoharie County and Middleburgh Town records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 173 CLIFF ST, MIDDLEBURGH, NY 12122-6422 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Oct 10, 2017 | Intrafamily Transfer, Transfer NONE |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 29, 2019 |
| Transfer Doc | 001099/269 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Sep 23, 2019 |
| Property Address | 173 CLIFF ST, MIDDLEBURGH, NY 12122-6422 |
| Document Number | 001099/269 |
| Book / Page | 1099 / 269 |
| Instrument Date | Aug 29, 2019 |
| Instrument | 767381 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3909 PEYTON WAY, VIRGINIA BEACH, VA 23456-1577 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Oct 10, 2017 |
| Property Address | 173 CLIFF ST, MIDDLEBURGH, NY 12122-6422 |
| Document Number | 0000001055/0000000192 |
| Book / Page | 0000001055 / 0000000192 |
| Instrument Date | Oct 9, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | NONE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3909 PEYTON WAY, VIRGINIA BEACH, VA 23456-1577 |
The 2026 property tax bill for 173 Cliff St was $4,186 with exemptions applied, down 16.1% from the year before.
Source: Schoharie County and Middleburgh Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Middleburgh Town |
| Municipality | Middleburgh Village |
| Unified School District | Middleburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,186.00 (-16.11%) Disabled Person's exemption Veteran's exemption | ||
| 2025 | $4,990.00 | $74,600 Land $13,000 Building $61,600 | $160,430 Land $27,957 Building $132,473 |
| 2023 | $74,600 (-) Land $13,000 Building $61,600 | $146,275 (+5.88%) Land $25,490 Building $120,785 | |
| 2022 | $74,600 Land $13,000 Building $61,600 | $138,148 Land $24,074 Building $114,074 | |
| 2021 | $1,289.00 (-68.69%) | ||
| 2020 | $4,117.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 173 Cliff St in Zone X, an area of minimal flood risk, though there have been 124 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 50 policies |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 124 (1980–2021) |
| Claims Outside the SFHA | 11 of 124 |
| Most Recent Claim | Jul 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 173 Cliff St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLEBURGH VILLAGE serves 1,500 people · EPA ID NY4700096 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| MIDTEL Fiber | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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