173 Cliff Rd, Brick, NJ 08724 Property Records

Ocean County and Brick Township property record for 173 Cliff Rd, Brick, NJ 08724

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,238 sqft · built 1966
Lot Size	0.2 acres (8,699 sqft)
Owner	2 Individual Names on File
Last Sale	$890,000 (Jun 2026)
Tax Bill	$11,338 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Aug 2025 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`07-00990-06-00004`

Property Details

APN / Parcel Number

Primary APN	`07-00990-06-00004`
Alternative APNs	`0700990000600004` `00518209`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,238 sqft Living Area
1st Floor Area	1,238 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	8,699 sqft (0.2 acres)
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	00518209
Street Address	173 CLIFF RD
City	BRICK
State	NJ
Zip	08724-4756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	.1997AC
Legal Subdivision	BEAVER DAM MANOR SEC 1
Legal Block	990.6
Legal Lot Number	4
Jurisdiction	OCEAN NJ
Township / Civil Division	BRICK
Census Block Group	2
Census Block	2000
Census Tract	713700

Owner

173 Cliff Rd is owned and occupied by two individuals who bought it in June 2026.

Source: Ocean County and Brick Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	173 CLIFF RD, BRICK, NJ 08724-4756
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KNOCK LENDING LLC
Aug 18, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jun 5, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jun 5, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Sep 29, 2023	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2026 · Amount on File
Deed Sale	Jun 5, 2026 · Amount on File
Prior Sale	Sep 29, 2023 · Amount on File
Deed Document Number	202644253
Deed Book / Page	20395 / 291
Prior Transfer Date	Aug 17, 2016
Prior Transfer Doc	2016094763
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	173 CLIFF RD, BRICK, NJ 08724-4756
Transaction Type	Mortgage
Record Updated	Jun 22, 2026
Title Company	SERVICELINK HOME EQUITY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202310155
Date	Dec 18, 2025
Book Page	20231/155
Instrument	2025100695

Lender

Name	KNOCK LENDING LLC
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	6 Months
Due	Jun 26, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	173 CLIFF RD, BRICK, NJ 08724-4756
Transaction Type	Mortgage
Record Updated	Jun 22, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC OH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 CLIFF RD, BRICK, NJ 08724-4756

Mortgage

Document Number	0201050557
Date	Aug 18, 2025
Book Page	20105/557
Instrument	2025064084

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 12, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	OCEAN NJ
Recording Date	Jun 5, 2026
Property Address	173 CLIFF RD, BRICK, NJ 08724-4756
Document Number	0000044253
Book / Page	20395 / 291
Instrument Date	May 13, 2026
Instrument	202644253
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$89,890.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 CLIFF RD, BRICK, NJ 08724-4756

Mortgage

Document Number	0000044254,
Date	Jun 5, 2026
Instrument	202644254

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	OCEAN NJ
Recording Date	Jun 5, 2026
Property Address	173 CLIFF RD, BRICK, NJ 08724-4756
Document Number	0203950291
Book / Page	20395 / 291
Instrument Date	May 13, 2026
Instrument	202644253
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$89,890.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 CLIFF RD, BRICK, NJ 08724-4756

Mortgage

Document Number	0000044254,
Date	Jun 5, 2026
Instrument	202644254

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Sep 29, 2023
Property Address	173 CLIFF RD, BRICK, NJ 08724-4756
Document Number	0194990831
Book / Page	19499 / 831
Instrument Date	Sep 28, 2023
Instrument	2023073705
Transaction Type	Transfer
Record Updated	Oct 13, 2023
Title Company	UNIVERSITY TITLE INSURANCE AGENCY INC, UNIVERSITY TITLE INS AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	177 CLIFF RD, BRICK, NJ 08724-4756

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 CLIFF RD, BRICK, NJ 08724-4756

Mortgage

Document Number	2023073706
Date	Sep 29, 2023
Instrument	2023073706

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 173 Cliff Rd was $11,338, up 5.1% from the year before.

Source: Ocean County and Brick Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Brick Township
Unified School District	Brick Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,500 (-) Land $301,400 Building $112,100	$413,500 (-) Land $301,400 Building $112,100
2025	$11,338.00 (+5.06%)	$413,500 Land $301,400 Building $112,100	$413,500 Land $301,400 Building $112,100
2024	$10,792.00
2023		$413,500 (-) Land $301,400 Building $112,100	$413,500 (-) Land $301,400 Building $112,100
2022	$10,093.00	$413,500 Land $301,400 Building $112,100	$413,500 Land $301,400 Building $112,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 173 Cliff Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 114 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	114 in force
Nearby Flood Claims	161 (1978–2020)
Claims Outside the SFHA	32 of 161
Most Recent Claim	Nov 2020 · other causes
Claims by Event	Hurricane Sandy, Nov 2012 · 117 claims Hurricane Irene, Aug 2011 · 10 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 173 Cliff Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRICK TOWNSHIP MUA serves 81,829 people · EPA ID NJ1506001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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