173 Chism Dr, Morganton, NC 28655 Property Records

Burke County property record for 173 Chism Dr, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,363 sqft · built 2002
Lot Size	2.46 acres (107,158 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (May 2025)
Tax Bill	$3,042 (2026)
Deeds & Mortgages	Jan 2026 Mortgage May 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1784998306`

Property Details

APN / Parcel Number

Primary APN	`1784998306`
Alternative APN	`44451`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,363 sqft Living Area
1st Floor Area	1,890 sqft
Basement Area	1,418 sqft
Finished Basement	473 sqft
Unfinished Basement	1,418 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	107,158 sqft (2.46 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	380 sqft
Deck Area	480 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	173 CHISM DR
City	MORGANTON
State	NC
Zip	28655-8030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	173 CHISM DR MORGANTON, NC 28655
Legal Subdivision	WILLIAM G & A C GILLISON SURV
Legal Tract	1
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	2
Census Block	2010
Census Tract	20202

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	173 CHISM DR, MORGANTON, NC 28655-8030
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 19, 2025	Warranty Deed, Transfer · VA Mortgage USAA FSB
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Jun 16, 2017	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2025 · Amount on Record
Deed Sale	May 19, 2025 · Amount on Record
Prior Sale	Jun 16, 2017 · Amount on Record
Deed Document Number	20253360
Deed Book / Page	2805 / 462
Prior Transfer Date	May 8, 2013
Prior Transfer Doc	0021000712
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	173 CHISM DR, MORGANTON, NC 28655-8030
Transaction Type	Mortgage
Record Updated	Jan 22, 2026
Title Company	UNKNOWN, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 CHISM DR, MORGANTON, NC 28655-8030

Mortgage

Document Number	0028500108
Date	Jan 14, 2026
Book Page	2850/108
Instrument	2026000388

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	May 19, 2025
Property Address	173 CHISM DR, MORGANTON, NC 28655-8030
Document Number	0028050462
Book / Page	2805 / 462
Map Reference	MB 36 PG 88
Instrument Date	May 19, 2025
Instrument	2025003360
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$970.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 BROOKWOOD RD, MORGANTON, NC 28655-8314

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	173 CHISM DR, MORGANTON, NC 28655-8030

Mortgage

Document Number	2025003361
Date	May 19, 2025
Instrument	2025003361

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	173 CHISM DR, MORGANTON, NC 28655-8030
Document Number	0024970639
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 CHISM DR MORGANTON NC 286558030, MORGANTON, NC 28655-8030

Mortgage

Document Number	0024970639
Date	Oct 29, 2020
Book Page	002497/000639
Instrument	46362

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jun 16, 2017
Property Address	173 CHISM DR, MORGANTON, NC 28655-8030
Document Number	0022970855
Book / Page	002297 / 000855
Instrument Date	Jun 15, 2017
Instrument	5441
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 CHISM DR MORGANTON NC 286558030, MORGANTON, NC 28655-8030

Mortgage

Document Number	22970858
Date	Jun 16, 2017
Book Page	002297/000858
Instrument	5442

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2047

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,042.00 (+4.72%)	$463,873 (-) Land $28,666 Building $435,207	$463,873 (-) Land $28,666 Building $435,207
2025	$2,905.00 (-0.62%)	$463,873 (+4.71%) Land $28,666 Building $435,207	$463,873 (+4.71%) Land $28,666 Building $435,207
2023	$2,923.00	$443,021 Land $28,666 Building $414,355	$443,021 Land $28,666 Building $414,355

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Apr 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Compas X-Stream.

Cell Coverage

5G (outdoors only) and 4G LTE

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