173 Chesser Loop Rd, Chelsea, AL 35043 Property Records

Shelby County property record for 173 Chesser Loop Rd, Chelsea, AL 35043 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,443 sqft · built 2016
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on File
Last Sale$231,320 (Jul 2015)
Tax Bill$1,670 (2025)
Deeds & MortgagesJan 2022 Mortgage
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN098270006063000

Property Details

APN / Parcel Number

Primary APN098270006063000

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,443 sqft Heated Area
1st Floor Area1,880 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialFiber Cement Siding
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions88.6 ft deep x 54 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address173 CHESSER LOOP RD
CityCHELSEA
StateAL
Zip35043-8327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC/TWNSHP/RAN 27 19S 01W NBRHD: 17 CHELSEA FOOTHILLS / COTTAGES R-2
Legal Range01W
Legal Township19S
Legal Section27
Legal SubdivisionCOTTAGES AT CHESSER PH 2 AMENDED COTTAGE
Legal Lot Number157
JurisdictionSHELBY AL
Township / Civil DivisionCHELSEA
Census Block Group1
Census Block1030
Census Tract30215

Owner

Source: Shelby County records · APN 098270006063000

Assessment roll updated April 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address173 CHESSER LOOP RD, CHELSEA, AL 35043-8327
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 31, 2015 · Amount on Record
Deed SaleJul 31, 2015 · Amount on Record
Prior SaleJan 12, 2015 · Amount on Record
Deed Document Number2015262470
Record UpdatedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY AL
Property Address173 CHESSER LOOP RD, CHELSEA, AL 35043-8327
Transaction TypeMortgage
Record UpdatedJan 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015290
DateJan 13, 2022
Instrument20220113000015290
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY AL
Property Address173 CHESSER LOOP RD, CHELSEA, AL 35043-8327
Transaction TypeMortgage
Record UpdatedJul 07, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000310920
DateJun 28, 2021
Instrument20210628000310920
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: Shelby County records · Assessment roll updated April 21, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateAlabama
CountyShelby County
MunicipalityChelsea City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,670.00 (+3.41%)$37,960 (+0.85%)$379,500 (+0.85%) Land $75,000 Building $304,500
2023$1,615.00 Homeowner's exemption$37,640$376,300 Land $75,000 Building $301,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shelby County (01117C), updated January 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 40% of the US · above 34% of Alabama
Wildfire LikelihoodAbout 1 in 1,429 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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