173 Cherokee Cir, Benton, TN 37307 Property Records

Polk County property record for 173 Cherokee Cir, Benton, TN 37307

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,581 sqft · built 1965
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Dec 2020)
Tax Bill	$960 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`070035M B 00100`

Property Details

APN / Parcel Number

Primary APN	`070035M B 00100`
Alternative APN	`035M B 00100`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,581 sqft Living Area
1st Floor Area	1,581 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1985
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	155 ft deep x 140 ft wide
Garage Type	Finished
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	311 sqft
Deck Area	36 sqft
Patio Area	36 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	173 CHEROKEE CIR
City	BENTON
State	TN
Zip	37307-3909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: D01
Legal Subdivision	CHEROKEE CIRCLE
Legal Lot Number	20 21
Jurisdiction	POLK TN
Township / Civil Division	1
Census Block Group	1
Census Block	1032
Census Tract	950203

Owner

173 Cherokee Cir is owned and occupied by two individuals who bought it in December 2020.

Source: Polk County records, as of January 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	173 CHEROKEE CIR, BENTON, TN 37307-3909
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2020 · Amount on File
Deed Sale	Dec 1, 2020 · Amount on File
Deed Document Number	20002908
Deed Book / Page	WD326 / 389
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Dec 1, 2020
Property Address	173 CHEROKEE CIR, BENTON, TN 37307-3909
Document Number	0WD326/389
Book / Page	WD326 / 389
Map Reference	MB 1 PG 60
Instrument Date	Nov 24, 2020
Instrument	20002908
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$647.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 CHEROKEE CIR, BENTON, TN 37307-3909

Mortgage

Document Number	0020002909
Date	Dec 1, 2020
Instrument	20002909

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 173 Cherokee Cir was $960, up 1.4% from the year before.

Source: Polk County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Benton Town
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$960.00 (+1.37%)	$42,850 (-) Land $2,700 Building $40,150
2024	$947.00 (+0.32%)	$42,850 (-) Land $2,700 Building $40,150
2023	$944.00 (-5.69%)	$42,850 (+40.49%) Land $2,700 Building $40,150	$171,400 (+40.49%) Land $10,800 Building $160,600
2022	$1,001.00	$30,500 Land $3,000 Building $27,500	$122,000 Land $12,000 Building $110,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 173 Cherokee Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 173 Cherokee Cir is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 71% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATER SYSTEM serves 2,580 people · EPA ID TN0000048
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cherokee Cir

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