173 Central Ave, Milton, MA 02186 Property Records

Norfolk County and Milton Town property record for 173 Central Ave, Milton, MA 02186

Property Summary

Property Type	Single Family Home
Details	7 bd · 5 ba · 9,490 sqft · built 1880
Lot Size	0.76 acres (33,097 sqft)
Owner	2 Individual Names on File
Last Sale	$1,285,000 (Nov 2017)
Tax Bill	$31,701 (2025)
Deeds & Mortgages	Mar 2021 Refinance Jul 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`MILT M:E B:028 L:11`

Property Details

APN / Parcel Number

Primary APN	`MILT M:E B:028 L:11`

Interior

Bedrooms	7 Beds
Full Baths	5 Baths
Total Rooms	14 Rooms
Stories	3 Stories
Building Area	9,490 sqft Living Area
Gross Area	16,871 sqft
Basement Area	2,764 sqft
Unfinished Basement	2,764 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Mansion
Exterior Material	Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,097 sqft (0.76 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	173 CENTRAL AVE
City	MILTON
State	MA
Zip	02186-2913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	28
Legal Lot Number	11
Jurisdiction	MILTON MA
Township / Civil Division	MILTON
Census Block Group	4
Census Block	4005
Census Tract	416300

Owner

173 Central Ave is owned and occupied by two individuals who bought it in November 2017.

Source: Norfolk County and Milton Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	173 CENTRAL AVE, MILTON, MA 02186-2913
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance METRO CU
Jul 27, 2021	Quit Claim Deed, Transfer Quitclaim
Nov 19, 2019	Deed of Trust, Mortgage METRO CU
Jan 22, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance BLUE HILLS BANK
Nov 15, 2017	Quit Claim Deed, Transfer BLUE HILLS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2017 · Amount on File
Deed Sale	Nov 15, 2017 · Amount on File
Deed Book / Page	35597 / 24
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILTON MA
Property Address	173 CENTRAL AVE, MILTON, MA 02186-2913
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039142-536
Date	Mar 16, 2021
Book Page	39142/536
Instrument	34473

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	217 Months
Due	Apr 1, 2039

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILTON MA
Recording Date	Jul 27, 2021
Property Address	173 CENTRAL AVE, MILTON, MA 02186-2913
Document Number	039668-212
Book / Page	39668 / 212
Instrument Date	Jul 23, 2021
Instrument	97189
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	173 CENTRAL AVE, MILTON, MA 02186-2913

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILTON MA
Property Address	173 CENTRAL AVE, MILTON, MA 02186-2913
Document Number	37378-429
Instrument Date	Nov 19, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 CENTRAL AVE MILTON MA 021862913, MILTON, MA 02186-2913

Mortgage

Document Number	37378-429
Date	Nov 25, 2019
Book Page	037378/000429
Instrument	109799

Lender

Name	METRO CU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	324 Months
Due	Nov 24, 2046

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILTON MA
Recording Date	Jan 22, 2019
Property Address	173 CENTRAL AVE, MILTON, MA 02186-2913
Document Number	036568-490
Book / Page	36568 / 490
Instrument Date	Jan 15, 2019
Instrument	4742
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 CENTRAL AVE, MILTON, MA 02186-2913

Mortgage

Document Number	036568-494
Date	Jan 22, 2019
Book Page	36568/494
Instrument	4743

Lender

Name	BLUE HILLS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILTON MA
Recording Date	Nov 15, 2017
Property Address	173 CENTRAL AVE, MILTON, MA 02186-2913
Document Number	0035597-24
Book / Page	35597 / 24
Instrument	108857
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.53
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 CENTRAL AVE, MILTON, MA 02186-2913

Mortgage

Document Number	0355970026
Date	Nov 15, 2017
Instrument	35597/0026

Lender

Name	BLUE HILLS BANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2047

Interest

Rate	3%
Max Rate At Change	20.1%
Max Rate	2.5%

Tax Assessment & Valuation

The 2025 property tax bill for 173 Central Ave was $31,701, up 2.2% from the year before.

Source: Norfolk County and Milton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Milton Town
Unified School District	Milton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$31,701.00 (+2.17%)	$2,858,500 (+0.61%) Land $481,400 Building $2,377,100
2024	$31,027.00 (+12.47%)	$2,841,300 (+17.41%) Land $458,500 Building $2,382,800
2023	$27,587.00	$2,419,900 Land $436,700 Building $1,983,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 173 Central Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 173 Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON WATER DEPT. (MWRA) serves 28,630 people · EPA ID MA3189000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Netafy.

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