173 Cedar Ln, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 173 Cedar Ln, Ossining, NY 10562 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1997
Square Footage4,604 sqft Living Area
Lot Size16,553 sqft (0.38 acres)
OccupancyOwner Occupied
Last Sale$375,000 (2016)
Tax Bill$17,066.00 (2025)

Property Details

APN / Parcel Number

Primary APN554203 80.19-1-19
Alternative APN
  • 55420300103 023 012 A

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Building Area4,604 sqft Living Area
1st Floor1,180 sqft 1st Floor
Basement Area1,500 sqft Basement
Finished Basement1,500 sqft Finished
Unfinished Basement1,500 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleColonial Style
Exterior MaterialStucco Exterior
Lot Area16,553 sqft (0.38 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area696 sqft Garage
PorchOpen Porch
Porch Area300 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address173 CEDAR LN
CityOSSINING
StateNY
Zip10562-2405
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number19.000
JurisdictionWESTCHESTER NY
Minor Civil DivisionOSSINING
Census Blockgroup3
Census Block3004
Census Tract13600

Owner

Source: Westchester County and Ossining Town records · APN 554203 80.19-1-19

Assessment roll updated May 14, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address173 CEDAR LN, OSSINING, NY 10562-2405
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
HOMETAP EQUITY PARTNERS LLC
Oct 20, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Jun 04, 2018Deed of Trust, Mortgage · Conventional Mortgage
TD BANK NA
Nov 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
TD BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 14, 2016 · Amount on Record
Deed SaleDec 14, 2016 · Amount on Record
Prior SaleMar 31, 2016 · Amount on Record
Deed Doc Number2016563403685
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Recording DateMay 29, 2026
Property Address173 CEDAR LN, OSSINING, NY 10562-2405
Document Number0000003557
Instrument DateMay 16, 2026
Instrument20263557
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyCLEAREDGE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address173 CEDAR LN, OSSINING, NY 10562-2405

Mortgage

Document Number0000003557,
DateMay 29, 2026
Instrument20263557
Lender
NameHOMETAP EQUITY PARTNERS LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMay 21, 2036
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address173 CEDAR LN, OSSINING, NY 10562-2405
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address173 CEDAR LN, OSSINING, NY 10562-2405

Mortgage

Document Number0622923707
DateOct 20, 2022
Instrument622923707
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 03, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address173 CEDAR LN, OSSINING, NY 10562-2405
Transaction TypeMortgage
Record UpdatedFeb 07, 2021
Title CompanyISGN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0581553003
DateJun 04, 2018
Instrument581553003
Lender
NameTD BANK NA
TypeBank
AddressPORTLAND, ME 04101
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term239 Months
DueMay 23, 2038

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address173 CEDAR LN, OSSINING, NY 10562-2405
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyMACGREGOR ABSTRACT CORP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0603163373
DateNov 16, 2020
Instrument603163373
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: Westchester County and Ossining Town records · Assessment roll updated May 14, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionOssining Town
MunicipalityOssining Village
Unified School DistrictOssining Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$17,066.00$899,000 (+5.39%) Land $296,900 Building $602,100$899,000 (+5.39%) Land $296,900 Building $602,100
2024$853,000 (+7.78%) Land $269,900 Building $583,100$853,000 (+7.78%) Land $269,900 Building $583,100
2023$791,400 Land $269,900 Building $521,500$791,400 Land $269,900 Building $521,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 5,882 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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