173 Birch St, Canton, NC 28716 Property Records

Haywood County property record for 173 Birch St, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 572 sqft · built 1910
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Mar 2024)
Tax Bill	$783 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8656-69-1916`

Property Details

APN / Parcel Number

Primary APN	`8656-69-1916`
Alternative APNs	`238971` `283049`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	572 sqft Heated Area
Gross Area	1,243 sqft
1st Floor Area	572 sqft
Upper Floors Area	429 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Vinyl
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Area	308 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	283049
Street Address	173 BIRCH ST
City	CANTON
State	NC
Zip	28716-4283
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CNR1
Legal Description	173 BIRCH ST #3
Legal Unit	3
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	2
Census Block	2019
Census Tract	920400

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	173 BIRCH ST, CANTON, NC 28716-4283
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Mar 11, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 18, 2023	Warranty Deed, Construction Loan · Construction Mortgage ALBANY HOMES I LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2024 · Amount on Record
Deed Sale	Mar 11, 2024 · Amount on Record
Prior Sale	Sep 18, 2023 · Amount on Record
Deed Document Number	20241916
Deed Book / Page	1103 / 2433
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	173 BIRCH ST, CANTON, NC 28716-4283
Transaction Type	Mortgage
Record Updated	Feb 25, 2026
Title Company	ADVOCUS TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 BIRCH ST, CANTON, NC 28716-4283

Mortgage

Document Number	0011461750
Date	Feb 13, 2026
Book Page	1146/1750
Instrument	2026001190

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Mar 11, 2024
Property Address	173 BIRCH ST, CANTON, NC 28716-4283
Document Number	0011032433
Book / Page	1103 / 2433
Map Reference	CAB D SPG 2745
Instrument Date	Mar 7, 2024
Instrument	2024001916
Transaction Type	Transfer
Record Updated	Mar 20, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	124 WILDERNESS PT, HARTWELL, GA 30643-8221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 BIRCH ST, CANTON, NC 28716-4283

Mortgage

Document Number	0011032436
Date	Mar 11, 2024
Book Page	1103/2436
Instrument	2024001917

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

September 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Sep 18, 2023
Property Address	173 BIRCH ST, CANTON, NC 28716-4283
Document Number	0010941221
Book / Page	1094 / 1221
Map Reference	FILE 22-E-445
Instrument Date	Aug 30, 2023
Instrument	2023008051
Transaction Type	Construction Loan
Record Updated	Oct 2, 2023

Transaction

Amount	Amount Recorded
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	503 SHALOM LN, HENDERSONVILLE, NC 28739-0003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 WILDERNESS PT, HARTWELL, GA 30643-8221
Investor	Possibly a Property Investor

Mortgage

Document Number	2023008052
Date	Sep 18, 2023
Instrument	2023008052

Lender

Name	ALBANY HOMES I LP
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Canton Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,600 (-) Land $15,000 Building $98,600
2025	$783.00	$113,600 (+4.6%) Land $15,000 Building $98,600	$113,600 (+4.6%) Land $15,000 Building $98,600
2023		$108,600 Land $14,300 Building $94,300	$108,600 (-) Land $14,300 Building $94,300
2021			$108,600 Land $14,300 Building $94,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	37 (1983–2024)
Claims Outside the SFHA	5 of 37
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 12 claims Remnants Of Tropical Storm Fred, Aug 2021 · 9 claims Tropical Storm Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CANTON serves 7,850 people · EPA ID NC0144015
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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