Middlesex County property record for 173 Beach Dr, Hartfield, VA 23071
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,410 sqft · built 1968 |
| Lot Size | 0.322 acres (14,065 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Sep 2019) |
| Tax Bill | $2,504 (2026) |
| Deeds & Mortgages | Sep 2021 Refinance Sep 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 37A 3 4 |
| Primary APN | 37A 3 4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,410 sqft Living Area |
| Gross Area | 3,326 sqft |
| 1st Floor Area | 890 sqft |
| Basement Area | 520 sqft |
| Finished Basement | 520 sqft |
| Sunroom | Sunroom |
| Flooring | Cork |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,065 sqft (0.322 acres) |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 90 sqft |
| Storage Building | 288 sqft |
| Boat Lift | Boat Lift |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 6792 |
|---|---|
| Street Address | 173 BEACH DR |
| City | HARTFIELD |
| State | VA |
| Zip | 23071-2058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | P SHORES LOT 4 SEC A D90-110 273-573 6-1140 D19-1557 0000 |
| Legal Subdivision | A PIANKATANK SHORES |
| Legal Lot Number | 4 |
| Jurisdiction | MIDDLESEX VA |
| Township / Civil Division | PINE TOP |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 951000 |
Source: Middlesex County records, as of October 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4212 AMBASSADOR CIR, WILLIAMSBURG, VA 23188-1451 |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Sep 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Sep 30, 2019 | Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2019 · Amount on Record |
| Deed Sale | Sep 30, 2019 · Amount on Record |
| Deed Document Number | 20191557 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX VA |
| Property Address | 173 BEACH DR, HARTFIELD, VA 23071-2058 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210002501 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 210002501 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Sep 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDDLESEX VA |
| Recording Date | Sep 30, 2019 |
| Property Address | 173 BEACH DR, HARTFIELD, VA 23071-2058 |
| Document Number | 190001557 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 190001557 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | BLUE HERON TITLE COMPANY LLC, BLUE HERON TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4212 AMBASSADOR CIR, WILLIAMSBURG, VA 23188-1451 |
| Document Number | 190001558 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 190001558 |
| Name | ALCOVA MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2034 |
| Rate Type | Fixed Rate |
|---|
Source: Middlesex County assessment roll, as of October 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Middlesex County |
| Unified School District | Middlesex County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,504.00 | $410,600 (-) Land $152,000 Building $258,600 | $410,600 (-) Land $152,000 Building $258,600 |
| 2025 | $2,504.00 | $410,600 (-) Land $152,000 Building $258,600 | $410,600 (-) Land $152,000 Building $258,600 |
| 2023 | $2,504.00 | $410,600 Land $152,000 Building $258,600 | $410,600 Land $152,000 Building $258,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 13 (2001–2011) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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