173 Apollo Rd, Cecilia, KY 42724 Property Records

Hardin County property record for 173 Apollo Rd, Cecilia, KY 42724

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,316 sqft · built 2009
Lot Size	0.739 acres (32,191 sqft)
Owner	2 Individual Names on Record
Last Sale	$134,000 (Mar 2021)
Tax Bill	$1,847 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105-00-03-018`

Property Details

APN / Parcel Number

Primary APN	`105-00-03-018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,316 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	32,191 sqft (0.739 acres)
Garage Type	Attached
Garage Area	420 sqft
Patio Area	154 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	173 APOLLO RD
City	CECILIA
State	KY
Zip	42724-9594
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AMBROOK EST LT18 #1
Legal Subdivision	AMBROOK EST
Legal Block	3
Legal Lot Number	18
Jurisdiction	HARDIN KY
Township / Civil Division	CECILIA
Census Block Group	3
Census Block	3019
Census Tract	1701

Owner

Source: Hardin County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	173 APOLLO RD, CECILIA, KY 42724-9594
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Line of Credit ABD FEDERAL CREDIT UNION
Mar 19, 2021	Deed, Transfer · FHA Mortgage WILSON & MUIR BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2021 · Amount on Record
Deed Sale	Mar 19, 2021 · Amount on Record
Prior Sale	May 27, 2010 · Amount on Record
Deed Book / Page	1507 / 1419
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Recording Date	Jun 5, 2026
Property Address	173 APOLLO RD, CECILIA, KY 42724-9594
Document Number	2618000987
Book / Page	2618 / 987
Instrument Date	May 21, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 APOLLO RD, CECILIA, KY 42724-9594
Investor	Possibly a Property Investor

Mortgage

Document Number	2618000987,
Date	Jun 5, 2026
Book Page	2618/987

Lender

Name	ABD FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	May 26, 2051

Interest

Rate	6.23%
Max Rate	-1%

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Mar 19, 2021
Property Address	173 APOLLO RD, CECILIA, KY 42724-9594
Document Number	1507/1419
Book / Page	1507 / 1419
Map Reference	CAB 1 SH 4473
Instrument Date	Mar 18, 2021
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$134.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	623 SAINT JOHN CHURCH RD, 623, ELIZABETHTOWN, KY 42701-8762

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	173 APOLLO RD, CECILIA, KY 42724-9594

Mortgage

Document Number	002369/174
Date	Mar 19, 2021
Book Page	2369/174

Lender

Name	WILSON & MUIR BANK & TRUST CO
Type	Bank
Address	BARDSTOWN, KY 40004

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,847.00 (+22.32%)	$191,800 (+43.13%) Land $24,000 Building $167,800	$191,800 (+43.13%) Land $24,000 Building $167,800
2023		$134,000 Land $24,000 Building $110,000	$134,000 Land $24,000 Building $110,000
2021	$1,510.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Brandenburg Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Apollo Rd

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