173 Ames Rd, Hampden, MA 01036 Property Records

Hampden County and Hampden Town property record for 173 Ames Rd, Hampden, MA 01036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,714 sqft · built 1999
Lot Size	5.28 acres (229,997 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,373 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`HAMP M:0029 B:0031 L:1`

Property Details

APN / Parcel Number

Primary APN	`HAMP M:0029 B:0031 L:1`
Alternative APN	`1628`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,714 sqft Living Area
Gross Area	4,704 sqft
Basement Area	1,852 sqft
Unfinished Basement	1,852 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	229,997 sqft (5.28 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1628
Street Address	173 AMES RD
City	HAMPDEN
State	MA
Zip	01036-9109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	31
Legal Lot Number	1
Jurisdiction	HAMPDEN MA
Township / Civil Division	HAMPDEN
Census Block Group	2
Census Block	2001
Census Tract	813500

Owner

173 Ames Rd is owned and occupied by two individuals.

Source: Hampden County and Hampden Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	173 AMES RD, HAMPDEN, MA 01036-9109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 28, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ROCKET MORTGAGE
Dec 17, 2021	Deed of Trust, Mortgage · ARM ROCKET MORTGAGE
Jan 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Sep 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR
Aug 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN MA
Property Address	173 AMES RD, HAMPDEN, MA 01036-9109
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	026214-524
Date	Feb 10, 2026
Book Page	26214/524
Instrument	5870

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN MA
Property Address	173 AMES RD, HAMPDEN, MA 01036-9109
Transaction Type	Mortgage
Record Updated	Jan 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025274-340
Date	Dec 28, 2023
Book Page	25274/340
Instrument	61539

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2044

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN MA
Property Address	173 AMES RD, HAMPDEN, MA 01036-9109
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024312-184
Date	Dec 17, 2021
Book Page	24312/184
Instrument	90545

Lender

Name	ROCKET MORTGAGE

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	1.99%
Type Change Date	Jan 1, 2029
Index	Other

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN MA
Property Address	173 AMES RD, HAMPDEN, MA 01036-9109
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23626-89
Date	Jan 4, 2021
Book Page	23626/89
Instrument	93

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN MA
Property Address	173 AMES RD, HAMPDEN, MA 01036-9109
Document Number	22864-29
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 AMES RD HAMPDEN MA 010369109, HAMPDEN, MA 01036-9109

Mortgage

Document Number	22864-29
Date	Sep 23, 2019
Book Page	022864/000029
Instrument	54514

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 22, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMPDEN MA
Property Address	173 AMES RD, HAMPDEN, MA 01036-9109
Document Number	21837-285
Book / Page	021837 / 000285
Instrument Date	Aug 21, 2017
Transaction Type	Mortgage
Record Updated	Sep 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21837-285
Date	Aug 30, 2017
Book Page	021837/000285
Instrument	50929

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 173 Ames Rd was $8,373, up 2.3% from the year before.

Source: Hampden County and Hampden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Hampden Town
Unified School District	Hampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,373.00 (+2.3%)	$554,900 (+6.16%) Land $114,700 Building $440,200	$511,253
2024	$8,185.00 (+3.32%)	$522,700 (+11.31%) Land $105,600 Building $417,100
2023	$7,922.00	$469,600 Land $105,600 Building $364,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 173 Ames Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2001–2005)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 173 Ames Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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