173 Adams St, Waltham, MA 02453 Property Records

Middlesex County and Waltham City property record for 173 Adams St, Waltham, MA 02453

Property Summary

Property TypeDuplex
Details2 bd · 2.5 ba · 2,898 sqft · built 1900
Lot Size0.193 acres (8,398 sqft)
Owner2 Individual Names on File
Last Sale$196,000 (Oct 1991)
Tax Bill$10,402 (2026)
Deeds & MortgagesJul 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APNWALT M:068 B:024 L:0009

Property Details

APN / Parcel Number

Primary APNWALT M:068 B:024 L:0009
Alternative APN
  • 821

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Units2 Units
Stories2 Stories
Building Area2,898 sqft Living Area
Gross Area4,567 sqft
Basement Area1,405 sqft
Unfinished Basement1,405 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area8,398 sqft (0.193 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number821
Street Address173 ADAMS ST
CityWALTHAM
StateMA
Zip02453-3909
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code1
Legal Block24
Legal Lot Number9
JurisdictionWALTHAM MA
Township / Civil DivisionWALTHAM
Census Block Group4
Census Block4003
Census Tract368600

Owner

173 Adams St, a duplex, is owned and occupied by two individuals who bought it in October 1991.

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address173 ADAMS ST, WALTHAM, MA 02453-3909
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 30, 1991 · Amount on File
Deed SaleOct 30, 1991 · Amount on File
Record UpdatedOct 29, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTHAM MA
Property Address173 ADAMS ST, WALTHAM, MA 02453-3909
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number084367-515
DateJul 16, 2025
Book Page84367/515
Instrument83116
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueAug 1, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 173 Adams St was $10,402, up 13.9% from the year before.

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityWaltham City
Unified School DistrictWaltham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,402.00 (+13.92%)$1,007,900 (+8.4%) Land $427,000 Building $580,900$870,158
2025$9,131.00 (+8.21%)$929,800 (+6.23%) Land $387,800 Building $542,000
2024$8,438.00 (-0.6%)$875,300 (+6.41%) Land $387,800 Building $487,500
2023$8,489.00$822,600 Land $353,300 Building $469,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 173 Adams St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1979–1987)
Claims Outside the SFHA3 of 5
Most Recent ClaimApr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 173 Adams St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALTHAM WATER DEPARTMENT
serves 65,218 people · EPA ID MA3308000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 812 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Adams St

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