17296 Raintree Rd, Lutz, FL 33558 Property Records

Pasco County property record for 17296 Raintree Rd, Lutz, FL 33558

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,855 sqft · built 2024
Lot Size0.96 acres (41,800 sqft)
Owner2 Individual Names on File
Last Sale$1,050,000 (Apr 2026)
Tax Bill$13,320 (2025)
Deeds & MortgagesApr 2023 Mortgage
Apr 2026 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN29-26-18-0010-00000-0250

Property Details

APN / Parcel Number

Primary APN29-26-18-0010-00000-0250
Alternative APN
  • 1826290010000000250

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,855 sqft Living Area
Gross Area3,623 sqft
1st Floor Area2,855 sqft
FlooringTile

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area41,800 sqft (0.96 acres)
Garage TypeAttached
Garage Area768 sqft
DrivewayDriveway
Driveway Area2,161 sqft
Pool Area160 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address17296 RAINTREE RD
CityLUTZ
StateFL
Zip33558-5243
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR1
Legal DescriptionMEADOWBROOK ESTATES PB 12 PGS 73-76 LOT 25
Legal Range18E
Legal Township26S
Legal Section29
Legal SubdivisionMEADOWBROOK ESTATES
Legal Tract10
Legal Lot Number25
JurisdictionPASCO FL
Township / Civil DivisionNEW PORT RICHEY
Census Block Group1
Census Block1002
Census Tract31605

Owner

17296 Raintree Rd is owned and occupied by two individuals who bought it in April 2026.

Source: Pasco County records, as of April 13, 2026

Owner of Record2 Individual Names on File
Mailing Address17296 RAINTREE RD, LUTZ, FL 33558-5243
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2023Deed of Trust, Mortgage · Conventional Mortgage
WHITNEY BANK
Apr 1, 2026Warranty Deed, Transfer · Conventional Mortgage
CENTRAL BANK
Apr 1, 2026Warranty Deed, Transfer · Conventional Mortgage
CENTRAL BANK
Jul 21, 2022Warranty Deed, Transfer
CAPSTONE TITLE LLC
Nov 17, 2020Warranty Deed, Transfer · Construction Mortgage
VIVIAN C & TIMOTHY J HIMES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2026 · Amount on File
Deed SaleApr 1, 2026 · Amount on File
Prior SaleJul 21, 2022 · Amount on File
Deed Document Number202659130
Deed Book / Page11392 / 2051
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address17296 RAINTREE RD, LUTZ, FL 33558-5243
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address16780 MOSS TREE LOOP 8-13, 8-13, LAND O LAKES, FL 34638-0080

Mortgage

Document Number0108023782
DateApr 20, 2023
Book Page10802/3782
Instrument2023069087
Lender
NameWHITNEY BANK
TypeBank
AddressGULFPORT, MS 39501
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2053
Interest
Rate TypeAdjustable Rate
Rate7.12%
Type Change DateMay 1, 2033
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change12.1%
IndexOther
Max Rate12.1%

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateApr 1, 2026
Property Address17296 RAINTREE RD, LUTZ, FL 33558-5243
Document Number0000059130
Book / Page11392 / 2051
Instrument DateMar 26, 2026
Instrument202659130
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyCSTONE TITLE, CAPSTONE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$742,350.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address17296 RAINTREE RD, LUTZ, FL 33558-5243
InvestorPossibly a Property Investor

Mortgage

Document Number0000059131,
DateApr 1, 2026
Instrument202659131
Lender
NameCENTRAL BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.96%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateApr 1, 2026
Property Address17296 RAINTREE RD, LUTZ, FL 33558-5243
Document Number0113922051
Book / Page11392 / 2051
Instrument DateMar 26, 2026
Instrument202659130
Transaction TypeTransfer
Record UpdatedAug 24, 2026
Title CompanyCAPSTONE TITLE LLC, CAPSTONE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$742,350.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address17296 RAINTREE RD, LUTZ, FL 33558-5243
InvestorPossibly a Property Investor

Mortgage

Document Number0000059131,
DateApr 1, 2026
Instrument202659131
Lender
NameCENTRAL BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.96%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateJul 21, 2022
Property Address17296 RAINTREE RD, LUTZ, FL 33558-5243
Document Number0106562452
Book / Page10656 / 2452
Map ReferenceMB 12 PG 73-76
Instrument DateJul 15, 2022
Instrument2022159895
Transaction TypeTransfer
Record UpdatedDec 22, 2025
Title CompanyCAPSTONE TITLE LLC

Transaction

AmountAmount on Record
Tax$1,505.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16654 FAIRBOLT WAY, ODESSA, FL 33556-6029

Transferred To (Grantee/Buyer)

NameVerified Name
Address17296 RAINTREE RD, LUTZ, FL 33558-5243

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateNov 17, 2020
Property Address17296 RAINTREE RD, LUTZ, FL 33558-5243
Document Number0102171126
Book / Page010217 / 001126
Instrument DateNov 13, 2020
Instrument194577
Transaction TypeTransfer
Record UpdatedDec 2, 2020
Title CompanyCAPSTONE TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address16654 FAIRBOLT WAY ODESSA FL 335566029, ODESSA, FL 33556-6029

Mortgage

Document Number102171128
DateNov 17, 2020
Book Page010217/001128
Instrument194578
Lender
NameVIVIAN C & TIMOTHY J HIMES
Address638 C 478A, WEBSTER, FL 33597-3501
Special NotesSeller Financed
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueNov 16, 2021
Interest
Rate TypeFixed Rate
Rate5%

Tax Assessment & Valuation

The 2025 property tax bill for 17296 Raintree Rd was $13,320 with a homeowner's exemption, up 793.4% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$818,324 (-0.3%) Land $96,140 Building $722,184$818,324 (-0.3%) Land $96,140 Building $722,184
2025$13,320.00 (+793.36%) Homeowner's exemption$820,768 Land $96,140 Building $724,628$820,768 Land $96,140 Building $724,628
2024$1,491.00 (+16.85%)
2023$1,276.00 (+30.34%)$75,658 (+19.87%) Land $75,658$75,658 (+19.87%) Land $75,658
2022$979.00$63,118$63,118 Land $63,118

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 17296 Raintree Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 99 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies99 in force
Nearby Flood Claims30 (1987–2024)
Claims Outside the SFHA11 of 30
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 12 claims
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17296 Raintree Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 66% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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