Lake County property record for 1729 Harbor Ln, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,186 sqft · built 1998 |
| Lot Size | 1.42 acres (61,871 sqft) |
| Owner | Individual Name on File |
| Last Sale | $520,000 (Sep 2020) |
| Tax Bill | $8,902 (2024) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 26-22-25-1000-000-00100 |
| Primary APN | 26-22-25-1000-000-00100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,186 sqft Living Area |
| 1st Floor Area | 2,186 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 61,871 sqft (1.42 acres) |
| Garage Type | Finished |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 450 sqft |
| Porch | Open Porch |
| Porch Area | 248 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3018800 |
|---|---|
| Street Address | 1729 HARBOR LN |
| City | CLERMONT |
| State | FL |
| Zip | 34711-2922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLERMONT WINONA HARBOR ESTATES LOTS 1 2 PB 30 PG 3 ORB 5551 PG 1526 |
| Legal Range | 25E |
| Legal Township | 22S |
| Legal Section | 26 |
| Legal Subdivision | CLERMONT |
| Legal Tract | 1000 |
| Legal Lot Number | 1-2 2 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 31313 |
1729 Harbor Ln is owned and occupied by an individual who bought it in September 2020.
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1729 HARBOR LN, CLERMONT, FL 34711-2922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2020 · Amount on File |
| Deed Sale | Sep 28, 2020 · Amount on File |
| Prior Sale | Sep 24, 2013 · Amount on File |
| Deed Document Number | 2020107587 |
| Deed Book / Page | 5551 / 1526 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Sep 28, 2020 |
| Property Address | 1729 HARBOR LN, CLERMONT, FL 34711-2922 |
| Document Number | 0055511526 |
| Book / Page | 5551 / 1526 |
| Map Reference | MB 30 PG 3 |
| Instrument Date | Sep 24, 2020 |
| Instrument | 2020107587 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,640.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 94 SPRUCE HILL DR, 94, HENDERSONVILLE, NC 28792-7711 |
| Name | Verified Name |
|---|---|
| Address | 1729 HARBOR LN, CLERMONT, FL 34711-2922 |
| Document Number | 0055511528 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 5551/1528 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Clermont City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $578,970 Land $180,000 Building $398,970 | $596,349 Land $180,000 Building $416,349 | |
| 2024 | $8,902.00 (+1.68%) | ||
| 2023 | $8,755.00 (+31.97%) Homeowner's exemption | $546,280 (+29.39%) | $723,523 (+46.71%) Land $225,000 Building $498,523 |
| 2022 | $6,634.00 Homeowner's exemption | $422,192 | $493,152 Land $112,500 Building $380,652 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1729 Harbor Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 98.8 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 43 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 4 (2017–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1729 Harbor Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon, Xfinity.
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