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1729 Gray Rd, Chattanooga, TN 37421 Property Records

Hamilton County property record for 1729 Gray Rd, Chattanooga, TN 37421

Property Summary

Property TypeSingle Family Home
Details1 ba · 960 sqft · built 2022
Lot Size10.9 acres (474,804 sqft)
OwnerCompany Name on Record
Last Sale$2,300,000 (Jun 2025)
Tax Bill$4,515 (2025)
Deeds & MortgagesJun 2025 Sale
Jul 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN159H C 001

Property Details

APN / Parcel Number

Primary APN159H C 001
Alternative APN
  • 0000101779

Interior

Full Baths1 Bath
Stories2 Stories
Building Area960 sqft Living Area
Gross Area12,291 sqft

Exterior

Year BuiltBuilt 2022
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area474,804 sqft (10.9 acres)
Lot Dimensions1,084 ft deep x 227 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000101779
Old Parcel Number159H C001
Street Address1729 GRAY RD
CityCHATTANOOGA
StateTN
Zip37421-3118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionGRAY RD
Legal Range03
Legal Township02
Legal Section13
JurisdictionHAMILTON TN
Township / Civil Division7
Census Block Group1
Census Block1003
Census Tract11321

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address7443 COMMONS BLVD, CHATTANOOGA, TN 37421-2672
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2025Warranty Deed, Transfer
CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO
Jul 20, 2023Warranty Deed, Transfer
CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO
Jul 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2025 · Amount on Record
Deed SaleJun 26, 2025 · Amount on Record
Prior SaleJul 20, 2023 · Amount on Record
Deed Document Number2025062600164
Deed Book / Page13965 / 270
Record UpdatedJun 8, 2026

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJun 26, 2025
Property Address1729 GRAY RD, CHATTANOOGA, TN 37421-3118
Document Number0000000164
Book / Page13965 / 270
Instrument DateJun 18, 2025
Instrument2025062600164
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

AmountAmount Recorded
Tax$8,510.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7443 COMMONS BLVD, CHATTANOOGA, TN 37421-2672

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJul 20, 2023
Property Address1729 GRAY RD, CHATTANOOGA, TN 37421-3118
Document Number0000000154
Book / Page13350 / 309
Instrument DateJul 20, 2023
Instrument2023072000154
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

AmountAmount Recorded
Tax$4,532.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4295 CROMWELL RD STE 412, 412, CHATTANOOGA, TN 37421-2176

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address1729 GRAY RD, CHATTANOOGA, TN 37421-3118
Document Number0811000294
Instrument DateJul 17, 2020
Transaction TypeMortgage
Record UpdatedMar 11, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 PRICE CIR RINGGOLD GA 307366101, RINGGOLD, GA 30736-6101

Mortgage

Document Number0811000294
DateAug 11, 2020
Book Page012109/000816
Instrument200811000294
Lender
NameMISCELLANEOUS GOVT AGCY
Address2 20TH ST N # 320, BIRMINGHAM, AL 35203-4002
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate1.56%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,515.00 (+14.62%)$297,900 (+69.19%)$1,191,600 (+69.19%) Land $942,100 Building $249,500
2024$3,939.00 (+107.64%)$176,075 (+107.64%)$704,300 (+107.64%) Land $545,000 Building $159,300
2023$1,897.00$84,800 (-)$339,200 (-) Land $202,500 Building $136,700
2022$1,897.00$84,800$339,200 Land $202,500 Building $136,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims7 (2009–2020)
Claims Outside the SFHA7 of 7
Most Recent ClaimApr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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