1729 Everest Ave, O Fallon, MO 63366 Property Records

St. Charles County property record for 1729 Everest Ave, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,530 sqft · built 1999
Lot Size	3 acres (130,680 sqft)
Owner	2 Trust Names on File
Last Sale	$700,000 (Aug 2024)
Deeds & Mortgages	Apr 2024 Line of Credit Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`A982000765`

Property Details

APN / Parcel Number

Primary APN	`A982000765`
Alternative APN	`2-0043-7743-00-0077.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,530 sqft Living Area
Gross Area	5,486 sqft
1st Floor Area	2,244 sqft
Basement Area	1,715 sqft
Finished Basement	1,286 sqft
Unfinished Basement	429 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	130,680 sqft
Terrain	Rolling
Garage Type	Attached
Garage Area	1,527 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	352 sqft
Deck Area	Deck Area
Patio Area	880 sqft

Location & Zoning

Account Number	A982000765
Street Address	1729 EVEREST AVE
City	O FALLON
State	MO
Zip	63366-4809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	SUMMIT EST LOT 77
Legal Subdivision	SUMMIT EST
Legal Lot Number	77
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2002
Census Tract	312095

Owner

1729 Everest Ave is owner-occupied and held in a trust since August 2024.

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	1729 EVEREST AVE, O FALLON, MO 63366-4809
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF OLD MONROE
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO
Oct 4, 2021	Deed of Trust, Mortgage · Line of Credit ALLTRU FCU
Jan 30, 2019	Deed of Trust, Mortgage · Line of Credit NEIGHBORS CU
Oct 10, 2017	Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2024 · Amount on File
Deed Sale	Aug 30, 2024 · Amount on File
Prior Sale	Oct 10, 2017 · Amount on File
Deed Document Number	202435556
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1729 EVEREST AVE, O FALLON, MO 63366-4809
Transaction Type	Mortgage
Record Updated	May 13, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1729 EVERES AVE, SAINT PAUL, MO 63366-4809

Mortgage

Document Number	0000016104
Date	Apr 29, 2024
Instrument	2024R-016104

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	O FALLON, MO 63366

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1729 EVEREST AVE, O FALLON, MO 63366-4809
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1729 EVEREST AVE, O FALLON, MO 63366-4809

Mortgage

Document Number	0000032149
Date	Apr 13, 2021
Instrument	2021R-032149

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1729 EVEREST AVE, O FALLON, MO 63366-4809
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1729 EVEREST AVE, O FALLON, MO 63366-4809

Mortgage

Document Number	0000082401
Date	Oct 4, 2021
Instrument	2021R-082401

Lender

Name	ALLTRU FCU
Type	Credit Union
Address	WENTZVILLE, MO 63385

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Sep 22, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1729 EVEREST AVE, O FALLON, MO 63366-4809
Document Number	0070350076
Instrument Date	Jan 30, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1729 EVEREST AVE O FALLON MO 633664809, O FALLON, MO 63366-4809

Mortgage

Document Number	0070350076
Date	Feb 12, 2019
Book Page	007035/000076
Instrument	64220

Lender

Name	NEIGHBORS CU
Address	ST LOUIS, MO 63123

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 11, 2044

Interest

Rate Type	Adjustable Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 10, 2017
Property Address	1729 EVEREST AVE, O FALLON, MO 63366-4809
Document Number	0000635370
Book / Page	6820 / 1941
Map Reference	MB 34 PG 118
Instrument Date	Oct 2, 2017
Instrument	20171010000635370
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	848 TOM OSBORNE RD, 848, COLUMBIA, TN 38401-6736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1729 EVEREST AVE, O FALLON, MO 63366-4809

Mortgage

Document Number	0000635380
Date	Oct 10, 2017
Instrument	20171010000635380

Lender

Name	DELMAR FINANCIAL CO
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$109,147	$574,457 Land $135,000 Building $439,457
2023	$100,883
2022		$530,963 Land $135,000 Building $395,963

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1729 Everest Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1729 Everest Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PAUL PWS serves 1,700 people · EPA ID MO6011535
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber.

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