1729 Emerald Isle Way, Oxnard, CA 93035 Property Records

Ventura County property record for 1729 Emerald Isle Way, Oxnard, CA 93035

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 2,164 sqft · built 1991
Lot Size	0.09 acres (3,912 sqft)
Owner	2 Company Names on Record
Last Sale	$1,279,000 (Apr 2026)
Tax Bill	$12,590 (2025)
Deeds & Mortgages	Apr 2026 Sale May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`188-0-140-055`

Property Details

APN / Parcel Number

Primary APN	`188-0-140-055`
Alternative APN	`1880120125`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,164 sqft Living Area
1st Floor Area	2,164 sqft
Upper Floors Area	327 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Condo/Apartment
Lot Area	3,912 sqft (0.09 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	327 sqft

Location & Zoning

Street Address	1729 EMERALD ISLE WAY
City	OXNARD
State	CA
Zip	93035-2942
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CPC
Legal Description	TRACT: 413202 LOT: 5 REF: 113 MR56 CONDO PLAN: G-53
Legal Subdivision	HARBOUR ISLAND
Legal Tract	413202
Legal Block	140
Legal Lot Number	5
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2016
Census Tract	3616

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5010 TERRAMAR WAY, OXNARD, CA 93035-1837
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Grant Deed, Transfer ORABGE COAST TITLE, ORANGE COAST TITLE
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Nov 21, 2017	Grant Deed, Transfer · ARM UBS BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2026 · Amount on Record
Deed Sale	Apr 1, 2026 · Amount on Record
Prior Sale	Nov 21, 2017 · Amount on Record
Deed Document Number	202623488
Prior Transfer Date	Aug 21, 2002
Prior Transfer Doc	0000204301
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Apr 1, 2026
Property Address	1729 EMERALD ISLE WAY, OXNARD, CA 93035-2942
Document Number	0000023488
Instrument Date	Mar 9, 2026
Instrument	202623488
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transaction

Amount	Amount Recorded
Tax	$142,096.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	5010 TERRAMAR WAY, OXNARD, CA 93035-1837

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1729 EMERALD ISLE WAY, OXNARD, CA 93035-2942
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1729 EMERALD ISLE WAY, OXNARD, CA 93035-2942

Mortgage

Document Number	0000106377
Date	May 28, 2021
Instrument	20210528-00106377

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Nov 21, 2017
Property Address	1729 EMERALD ISLE WAY, OXNARD, CA 93035-2942
Document Number	0000150973
Map Reference	MR113 PG56&57
Instrument Date	Sep 6, 2017
Instrument	20171121-00150973
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CONSUMERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1729 EMERALD ISLE WAY, OXNARD, CA 93035-2942

Mortgage

Document Number	0000150974
Date	Nov 21, 2017
Instrument	20171121-00150974

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Dec 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,015,507 (+2%) Land $660,371 Building $355,136
2025	$12,590.00 (+2.17%) Homeowner's exemption	$995,596 (+4.04%) Land $647,423 Building $348,173
2024	$12,323.00 (+3.69%)
2023	$11,884.00 (+3.03%) Homeowner's exemption	$956,937 Land $622,283 Building $334,654
2022	$11,535.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

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