1729 Elm St, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 1729 Elm St, El Cerrito, CA 94530

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 1,933 sqft · built 1962
Lot Size	0.141 acres (6,150 sqft)
Owner	Individual Name on File
Last Sale	$1,450,000 (Aug 2025)
Tax Bill	$18,306 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`502-112-040-6`

Property Details

APN / Parcel Number

Primary APN	`502-112-040-6`
Alternative APN	`502-112-040`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,933 sqft Living Area
1st Floor Area	1,933 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1980
Architectural Style	Duplex Single
Lot Area	6,150 sqft (0.141 acres)
Garage Type	Attached
Garage Area	604 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1729 ELM ST
City	EL CERRITO
State	CA
Zip	94530-1908
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	SCHMIDT VILLAGE POR 9 B
Legal Subdivision	SCHMIDT VILLAGE
Legal Block	8
Legal Lot Number	9
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1019
Census Tract	386000

Owner

1729 Elm St, a duplex, is owned by an individual who bought it in August 2025.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	921 WARBURTON AVE, SANTA CLARA, CA 95050-3928
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Aug 10, 2022	Grant Deed, Transfer · Conventional Mortgage GOOGAIN INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2025 · Amount on File
Deed Sale	Aug 29, 2025 · Amount on File
Prior Sale	Aug 10, 2022 · Amount on File
Deed Document Number	202588099
Prior Transfer Date	Nov 17, 2015
Prior Transfer Doc	0000247461
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1729 ELM ST, EL CERRITO, CA 94530-1908
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101090
Date	May 28, 2020
Instrument	2020-101090

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 10, 2022
Property Address	1729 ELM ST, EL CERRITO, CA 94530-1908
Document Number	0000124966
Map Reference	MB C PG 70
Instrument Date	Aug 9, 2022
Instrument	2022-124966
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	230 CARBORILA AVENUE, WALNUT, CA 91789

Mortgage

Document Number	0000124967
Date	Aug 10, 2022
Instrument	2022-124967

Lender

Name	GOOGAIN INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1729 Elm St was $18,306.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,450,000 (+12.39%) Land $1,000,000 Building $450,000
2025	$18,306.00	$1,290,096 Land $977,976 Building $312,120
2023	$17,559.00 (+40.74%)	$1,240,000 Land $940,000 Building $300,000
2022	$12,476.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1729 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1729 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 689 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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