1729 E Clay St, Decatur, IL 62521 Property Records

Macon County property record for 1729 E Clay St, Decatur, IL 62521

Property Summary

Property Type	Single Family Home
Lot Size	0.158 acres (6,880 sqft)
Owner	Individual Name on File
Last Sale	$13,500 (Jul 2018)
Tax Bill	$915 (2025)
Deeds & Mortgages	May 2022 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-12-13-305-006`

Property Details

APN / Parcel Number

Primary APN	`04-12-13-305-006`
Alternative APN	`12-13-305-006`

Exterior

Lot Area	6,880 sqft (0.158 acres)
Lot Dimensions	40 ft deep x 172 ft wide

Location & Zoning

Account Number	041213305006
Street Address	1729 E CLAY ST
City	DECATUR
State	IL
Zip	62521-3032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	L 0015 B 00 FRANK SPANGLERS 2ND ADD OF OUT LOTS 172X40 58 04 2 44 0444 000 00
Legal Subdivision	FRANK SPANGLERS SECOND ADD
Jurisdiction	MACON IL
Township / Civil Division	DECATUR
Census Block Group	2
Census Block	2002
Census Tract	1200

Owner

1729 E Clay St is owned by an individual who bought it in July 2018.

Source: Macon County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	213 E DUNBAR ST, BLUE MOUND, IL 62513-9512
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Jul 18, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2018 · Amount on File
Deed Sale	Jul 18, 2018 · Amount on File
Prior Sale	Jul 1, 1988 · Amount on File
Deed Document Number	20181935526
Deed Book / Page	4632 / 473
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	1729 E CLAY ST, DECATUR, IL 62521-3032
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004893/242
Date	May 6, 2022
Book Page	4893/242
Instrument	1995857

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 26, 2027

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Jul 18, 2018
Property Address	1729 E CLAY ST, DECATUR, IL 62521-3032
Document Number	4632/473
Book / Page	4632 / 473
Map Reference	PB149 PG570
Instrument Date	Jul 17, 2018
Instrument	1935526
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 E DUNBAR ST, BLUE MOUND, IL 62513-9512

Mortgage

Document Number	4632/474
Date	Jul 18, 2018
Book Page	4632/474
Instrument	1935527

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 17, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1729 E Clay St was $915.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Decatur Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$915.00	$9,814 Land $1,666 Building $8,148	$29,444 Land $4,998 Building $24,446

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1729 E Clay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1729 E Clay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Fidium Fiber, T-Mobile.

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