1729 Bay Dr, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 1729 Bay Dr, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,776 sqft · built 1989
Lot Size	0.195 acres (8,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,600,000 (Oct 2022)
Tax Bill	$3,175 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jul 2020 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`988409055839`

Property Details

APN / Parcel Number

Primary APN	`988409055839`
Alternative APNs	`98840955839` `002530006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,776 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Traditional
Exterior Material	Other
Roof Type	Gable
Lot Area	8,500 sqft (0.195 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988409055839
Street Address	1729 BAY DR
City	KILL DEVIL HILLS
State	NC
Zip	27948-8100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: PT 6,PT 8 BLK: 20 SEC: 1 S. 50' OF 6, N. 20' OF 8 PL: SL:
Legal Subdivision	CROATAN SHORES INC
Legal Block	20
Legal Lot Number	6,8
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	3
Census Block	3003
Census Tract	970200

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1164 BEAVER LAKE DR, LAKE ARIEL, PA 18436-8013
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA
Jul 13, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Dec 13, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage SOUTHERN TRUST MORTGAGE, LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2022 · Amount on Record
Deed Sale	Oct 28, 2022 · Amount on Record
Prior Sale	Dec 13, 2019 · Amount on Record
Deed Document Number	2022700123988
Deed Book / Page	2651 / 219
Prior Transfer Date	Jun 11, 2015
Prior Transfer Doc	002041/453
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Oct 28, 2022
Property Address	1729 BAY DR, KILL DEVIL HILLS, NC 27948-8100
Document Number	002651/219
Book / Page	2651 / 219
Map Reference	MB 1 PG 40
Instrument Date	Oct 18, 2022
Instrument	700123988
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,040.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1729 BAY DR, 1729, KILL DEVIL HILLS, NC 27948-8100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1164 BEAVER LAKE DR, LAKE ARIEL, PA 18436-8013

Mortgage

Document Number	0700123989
Date	Oct 28, 2022
Instrument	700123989

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.2%
Index	Other
Margin	3
Max Rate	11.2%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1729 BAY DR, KILL DEVIL HILLS, NC 27948-8100
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1729 BAY DR, KILL DEVIL HILLS, NC 27948-8100

Mortgage

Document Number	002391/426
Date	Jul 13, 2020
Book Page	2391/426
Instrument	700080326

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Dec 13, 2019
Property Address	1729 BAY DR, KILL DEVIL HILLS, NC 27948-8100
Document Number	002342/237
Book / Page	2342 / 237
Instrument Date	Dec 11, 2019
Instrument	700072058
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1729 BAY DR, KILL DEVIL HILLS, NC 27948-8100

Mortgage

Document Number	002342/240
Date	Dec 13, 2019
Book Page	2342/240
Instrument	700072059

Lender

Name	SOUTHERN TRUST MORTGAGE, LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,175.00	$584,600 (-) Land $238,600 Building $346,000	$584,600 (-) Land $238,600 Building $346,000
2025	$3,175.00 (+20.31%)	$584,600 (+67.32%) Land $238,600 Building $346,000
2023	$2,639.00	$349,400 Land $128,700 Building $220,700
2020			$584,600 Land $238,600 Building $346,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 159 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	159 in force
Nearby Flood Claims	165 (1981–2019)
Claims Outside the SFHA	38 of 165
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Tropical Storm Michael, Oct 2018 · 17 claims Hurricane Matthew, Oct 2016 · 21 claims Hurricane Irene, Aug 2011 · 52 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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