17286 Comingo Ln, Punta Gorda, FL 33955 Property Records

Charlotte County property record for 17286 Comingo Ln, Punta Gorda, FL 33955

Property Summary

Property Type	Single Family Home
Details	2,232 sqft · built 2025
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Dec 2021)
Tax Bill	$743 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Jan 2022 Construction Loan + 1 more
Flood Zone	Zone AE (high risk)
APN	`42-23-31-304-002`

Property Details

APN / Parcel Number

Primary APN	`42-23-31-304-002`
Alternative APNs	`0095262-222540-0` `10004731009`

Interior

Building Area	2,232 sqft Living Area
Gross Area	3,287 sqft

Exterior

Year Built	Built 2025
Lot Area	9,600 sqft (0.22 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004731009
Old Parcel Number	00952622225400
Street Address	17286 COMINGO LN
City	PUNTA GORDA
State	FL
Zip	33955-4463
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PGI 021 0918 0019 PUNTA GORDA ISLES SEC21 BLK918 LT19 720/2007 1984/1861 2447/1732 4885/1965
Legal Range	23E
Legal Township	42S
Legal Section	31
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	918
Legal Lot Number	19
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1039
Census Tract	10506

Owner

17286 Comingo Ln is owned by an individual who bought it in December 2021.

Source: Charlotte County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	231 CROSBY KNOLL CIR, DOVER, DE 19904-1066
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Jan 11, 2022	Deed of Trust, Mortgage · Construction Mortgage LAKE MICHIGAN CU
Dec 1, 2021	Warranty Deed, Transfer ELITE TITLE 1 LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2021 · Amount on File
Deed Sale	Dec 1, 2021 · Amount on File
Prior Sale	Apr 22, 2004 · Amount on File
Deed Document Number	3028813
Deed Book / Page	4885 / 1965
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	17286 COMINGO LN, PUNTA GORDA, FL 33955-4463
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9500 TURKEY LAKE RD, ORLANDO, FL 32819-8017

Mortgage

Document Number	0003379737
Date	Mar 12, 2024
Instrument	3379737

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	17286 COMINGO LN, PUNTA GORDA, FL 33955-4463
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17286 COMINGO LN, PUNTA GORDA, FL 33955-4463

Mortgage

Document Number	0049080526
Date	Jan 11, 2022
Book Page	4908/526
Instrument	3044534

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Feb 1, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 1, 2021
Property Address	17286 COMINGO LN, PUNTA GORDA, FL 33955-4463
Document Number	0048851965
Book / Page	4885 / 1965
Map Reference	MB 13 PG 1-A-1-Z-21
Instrument Date	Nov 30, 2021
Instrument	3028813
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	ELITE TITLE 1 LLC

Transaction

Amount	Amount on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2014 W HAMPTON DR, CANTON, GA 30115-6334

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 CROSBY KNOLL CIR, DOVER, DE 19904-1066

Tax Assessment & Valuation

The 2025 property tax bill for 17286 Comingo Ln was $743.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$743.00	$49,300	$58,000 Land $58,000
2023	$1,181.00 (+4.24%)	$49,300 (+5.45%)	$58,000 (+24.06%) Land $58,000
2022	$1,133.00	$46,750 Land $46,750	$46,750 Land $46,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17286 Comingo Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 432 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	448 units insured incl. 16 condo units
Nearby Flood Claims	131 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 80 claims Hurricane Helene, Oct 2024 · 34 claims Hurricane Ian, Oct 2022 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17286 Comingo Ln is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Hotwire Communications, T-Mobile, Verizon.

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