17282 Hilltop Ridge Dr, Eureka, MO 63025 Property Records

St. Louis County property record for 17282 Hilltop Ridge Dr, Eureka, MO 63025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,082 sqft · built 1997
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$445,648 (Jul 2025)
Tax Bill	$5,011 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28W-32-0201`

Property Details

APN / Parcel Number

Primary APN	`28W-32-0201`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,082 sqft Living Area
Gross Area	2,562 sqft
1st Floor Area	1,002 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	82 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	135 sqft
Deck Area	430 sqft
Patio Area	430 sqft
Balcony Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	17282 HILLTOP RIDGE DR
City	EUREKA
State	MO
Zip	63025-1039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	98R3CUP
Legal Description	FORESTS OF HILLTOP VILLAGE PLAT FOUR (THE) LOT 65
Legal Subdivision	FORESTS OF HILLTOP VILLAGE PLAT FOUR
Legal Lot Number	65
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	4
Census Block	4017
Census Tract	221502

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17282 HILLTOP RIDGE DR, EUREKA, MO 63025-1039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 1, 2020	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2025 · Amount on Record
Deed Sale	Jul 14, 2025 · Amount on Record
Prior Sale	Sep 11, 1997 · Amount on Record
Deed Document Number	2025263
Prior Transfer Date	Jul 7, 2025
Prior Transfer Doc	0000000262
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 14, 2025
Property Address	17282 HILLTOP RIDGE DR, EUREKA, MO 63025-1039
Document Number	2025071400263
Map Reference	MB 344 PG 120
Instrument Date	Jun 26, 2025
Instrument	2025071400263
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	FREEDOM TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 S OAK HILL ST, AURORA, CO 80018-1788

Mortgage

Document Number	2025071400264
Date	Jul 14, 2025
Instrument	2025071400264

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2055

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	17282 HILLTOP RIDGE DR, EUREKA, MO 63025-1039
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240280891
Date	May 1, 2020
Book Page	24028/891
Instrument	2020050100143

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Apr 1, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Eureka City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,180 (-) Land $21,620 Building $47,560	$364,100 (-) Land $113,800 Building $250,300
2025	$5,011.00 (-1.12%)	$69,180 (+1.9%) Land $21,620 Building $47,560	$364,100 (+1.9%) Land $113,800 Building $250,300
2024	$5,068.00 (-0.08%)	$67,890 (-) Land $13,510 Building $54,380
2023	$5,072.00	$67,890 Land $13,510 Building $54,380	$357,300 Land $71,100 Building $286,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Socket Telecom, Wisper ISP.

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