1728 Shadow Forest Dr, Matthews, NC 28105 Property Records

Mecklenburg County property record for 1728 Shadow Forest Dr, Matthews, NC 28105

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 5,860 sqft · built 2005
Lot Size	0.51 acres (22,257 sqft)
Owner	2 Individual Names on Record
Last Sale	$147,000 (Feb 2005)
Tax Bill	$14,963 (2023)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Jan 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`227-062-67`

Property Details

APN / Parcel Number

Primary APN	`227-062-67`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	5,860 sqft Heated Area
Gross Area	7,097 sqft
1st Floor Area	2,038 sqft
Upper Floors Area	2,067 sqft
Attic Area	644 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Other
Exterior Material	Stucco
Foundation Type	Raised
Lot Area	22,257 sqft (0.51 acres)
Garage Area	644 sqft
Porch	Porch
Porch Area	299 sqft
Patio Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	227-062-67
Street Address	1728 SHADOW FOREST DR
City	MATTHEWS
State	NC
Zip	28105-7225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	L18 M42-375
Legal Subdivision	FOREST 01 MAP PH 02
Legal Lot Number	18
Jurisdiction	MECKLENBURG NC
Township / Civil Division	5, PROVIDENCE
Census Block Group	1
Census Block	1000
Census Tract	5832

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1728 SHADOW FOREST DR, MATTHEWS, NC 28105-7225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2025	Warranty Deed, Transfer · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP
Jan 15, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 20, 2018	Deed of Trust, Mortgage · ARM PNC BANK NA
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2005 · Amount on Record
Deed Sale	Feb 4, 2005 · Amount on Record
Deed Document Number	0018324554
Deed Book / Page	18324 / 554
Record Updated	Sep 20, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 17, 2025
Property Address	1728 SHADOW FOREST DR, MATTHEWS, NC 28105-7225
Document Number	0000071117
Book / Page	39726 / 633
Map Reference	MB 42 PG 375
Instrument Date	Jul 14, 2025
Instrument	2025071117
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6231 WAKEHURST RD, CHARLOTTE, NC 28226-5572

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1728 SHADOW FOREST DR, MATTHEWS, NC 28105-7225

Mortgage

Document Number	0000071118
Date	Jul 17, 2025
Book Page	39726/635
Instrument	2025071118

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2040

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1728 SHADOW FOREST DR, MATTHEWS, NC 28105-7225
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004821
Date	Jan 15, 2019
Book Page	33227/557
Instrument	2019004821

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	444 Months
Due	Dec 31, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1728 SHADOW FOREST DR, MATTHEWS, NC 28105-7225
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000144238
Date	Nov 20, 2018
Book Page	33118/348
Instrument	2018144238

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	9.37%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1728 SHADOW FOREST DR, MATTHEWS, NC 28105-7225
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000126086
Date	Sep 23, 2019
Book Page	33872/337
Instrument	2019126086

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Matthews Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (2008–2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAMPLIGHTER SOUTH-DANBY private · serves 3,297 people · EPA ID NC0160156
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2025
Also Mapped Here	CHARLOTTE WATER
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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