1728 Serpentine Dr, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 1728 Serpentine Dr, Forked River, NJ 08731

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,083 sqft · built 1929
Lot Size	0.053 acres (2,301 sqft)
Owner	2 Individual Names on File
Last Sale	$72,000 (Apr 1993)
Tax Bill	$4,614 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`13-01326-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`13-01326-0000-00009`
Alternative APNs	`130132600009` `00084258`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,083 sqft Living Area
Gross Area	1,325 sqft
Basement Area	242 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	2,301 sqft (0.053 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	00084258
Street Address	1728 SERPENTINE DR
City	FORKED RIVER
State	NJ
Zip	08731-3246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	IRR 10,11,12,13,14
Legal Subdivision	TWIN LAKE ESTATES
Legal Block	1326
Legal Lot Number	9
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	1
Census Block	1000
Census Tract	732004

Owner

1728 Serpentine Dr is owned and occupied by two individuals who bought it in April 1993.

Source: Ocean County and Lacey Township records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1728 SERPENTINE DR, FORKED RIVER, NJ 08731-3246
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 1993 · Amount on File
Deed Sale	Apr 29, 1993 · Amount on File
Deed Book / Page	5062 / 179
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1728 SERPENTINE DR, FORKED RIVER, NJ 08731-3246
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1728 SERPENTINE DR, FORKED RIVER, NJ 08731-3246

Mortgage

Document Number	0181220806
Date	Oct 26, 2020
Book Page	18122/806
Instrument	2020123934

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.79%
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1728 Serpentine Dr was $4,614, up 8% from the year before.

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,700 (-) Land $87,500 Building $81,200	$168,700 (-) Land $87,500 Building $81,200
2025	$4,614.00 (+7.96%)	$168,700 Land $87,500 Building $81,200	$168,700 Land $87,500 Building $81,200
2024	$4,274.00
2023		$168,700 Land $87,500 Building $81,200	$168,700 Land $87,500 Building $81,200
2022	$3,817.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1728 Serpentine Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	3 (2012–2024)
Most Recent Claim	Apr 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1728 Serpentine Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20