Oldham County property record for 1728 Riverside Dr, Prospect, KY 40059 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 25,265 sqft (0.58 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $3,752.00 (2025) |
| Primary APN | 01-01B-01-9,57-61 |
|---|---|
| Alternative APN |
|
| Lot Area | 25,265 sqft (0.58 acres) |
|---|
| Account Number | 30945 |
|---|---|
| Street Address | 1728 RIVERSIDE DR |
| City | PROSPECT |
| State | KY |
| Zip | 40059-9067 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .58AC |
| Jurisdiction | OLDHAM KY |
| Minor Civil Division | PEWEE VALLEY |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 30801 |
Source: Oldham County records · APN 01-01B-01-9,57-61
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1728 RIVERSIDE DR, PROSPECT, KY 40059-9067 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Deed Doc Number | 814-183 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 1728 RIVERSIDE DR, PROSPECT, KY 40059-9067 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2501/315 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | M2501/315 |
| Instrument | 626601 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 05, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Oldham County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,752.00 (-14.2%) Disabled Person's exemption | $350,000 (-) Land $100,000 Building $250,000 | $350,000 (-) Land $100,000 Building $250,000 |
| 2023 | $4,373.00 | $350,000 Land $100,000 Building $250,000 | $350,000 Land $100,000 Building $250,000 |
Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures