McLean County property record for 1728 Millstone Dr, Normal, IL 61761
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Apr 2026) |
| Tax Bill | $957 (2024) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Nov 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-20-154-025 |
| Primary APN | 14-20-154-025 |
|---|
| Lot Area | 4,356 sqft (0.1 acres) |
|---|
| Street Address | 1728 MILLSTONE DR |
|---|---|
| City | NORMAL |
| State | IL |
| Zip | 61761-9707 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | GREYSTONE FIELDS SUB 4TH ADD LOT 112 |
| Legal Subdivision | GREYSTONE FIELDS SUB |
| Legal Lot Number | 112 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | NORMAL |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 108 |
Source: McLean County records · APN 14-20-154-025
Assessment roll updated April 8, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1728 MILLSTONE DR, NORMAL, IL 61761-9707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 22, 2026 | Warranty Deed · Conventional Mortgage FIRST STATE MORTGAGE SERVICES |
| Nov 05, 2025 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF PONTIAC |
| May 16, 2022 | Warranty Deed, Transfer · Line of Credit HEARTLAND BANK & TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 22, 2026 · Amount on Record |
| Deed Sale | Apr 22, 2026 · Amount on Record |
| Deed Document Number | 20265417 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Apr 22, 2026 |
| Property Address | 1728 MILLSTONE DR, NORMAL, IL 61761-9707 |
| Document Number | 0000005417 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 2026.5417 |
| Record Updated | May 06, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST STATE MORTGAGE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $54,540.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1728 MILLSTONE DR, NORMAL, IL 61761-9707 |
| Document Number | 202600005418, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 2026.5418 |
| Name | FIRST STATE MORTGAGE SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 1728 MILLSTONE DR, NORMAL, IL 61761-9707 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 202500016063 |
|---|---|
| Date | Nov 05, 2025 |
| Instrument | 2025-00016063 |
| Name | BANK OF PONTIAC |
|---|---|
| Type | Bank |
| Address | PONTIAC, IL 61764 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Oct 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | May 16, 2022 |
| Property Address | 1728 MILLSTONE DR, NORMAL, IL 61761-9707 |
| Document Number | 202200008869 |
| Map Reference | DOC 2022-00001378 |
| Instrument Date | Apr 25, 2022 |
| Instrument | 2022-00008869 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2024 |
| Title Company | NOT AVAILABLE, FTC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 304 N HERSHEY RD, BLOOMINGTON, IL 61704-3573 |
| Document Number | 202200008870 |
|---|---|
| Date | May 16, 2022 |
| Instrument | 2022-00008870 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 05, 2023 |
Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Normal Township |
| Municipality | Normal Town |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,870 Land $12,870 | $38,610 Land $38,610 | |
| 2024 | $957.00 |
Source: FEMA National Flood Hazard Layer as of June 27, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Pavlov Media.
Based on FCC filings for 217 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORMAL serves 52,736 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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