1728 Harbor Ave, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 1728 Harbor Ave, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1930
Lot Size	0.261 acres (11,369 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Jul 2026)
Tax Bill	$2,984 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-506-00-116-00`

Property Details

APN / Parcel Number

Primary APN	`05-506-00-116-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	1,432 sqft
1st Floor Area	728 sqft
Upper Floors Area	364 sqft
Basement Area	280 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1980
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	11,369 sqft (0.261 acres)
Lot Dimensions	170 ft deep x 42 ft wide
Terrain	Above Road/Slope
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	340 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1728 HARBOR AVE
City	ASHTABULA
State	OH
Zip	44004-4018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	181 FIELDS & 180 FIELDS
Legal Subdivision	SCOTTS ADD
Legal Lot Number	181
Jurisdiction	ASHTABULA OH
Township / Civil Division	ASHTABULA
Census Block Group	2
Census Block	2011
Census Tract	400

Owner

Source: Ashtabula County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1728 HARBOR AVE, ASHTABULA, OH 44004-4018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Dec 19, 2018	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2026 · Amount on Record
Deed Sale	Jul 10, 2026 · Amount on Record
Prior Sale	Dec 19, 2018 · Amount on Record
Deed Document Number	20266334
Deed Book / Page	875 / 129
Prior Transfer Date	Mar 17, 2009
Prior Transfer Doc	0000002954
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Jul 10, 2026
Property Address	1728 HARBOR AVE, ASHTABULA, OH 44004-4018
Document Number	0000006334
Book / Page	875 / 129
Instrument Date	Jun 22, 2026
Instrument	20266334
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66,660.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	1728 HARBOR AVE, ASHTABULA, OH 44004-4018

Mortgage

Document Number	0000006335,
Date	Jul 10, 2026
Instrument	20266335

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Dec 19, 2018
Property Address	1728 HARBOR AVE, ASHTABULA, OH 44004-4018
Document Number	0000012947
Book / Page	674 / 0766
Map Reference	VOL 3 PG 5
Instrument Date	Dec 17, 2018
Instrument	201800012947
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012948
Date	Dec 19, 2018
Instrument	201800012948

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Ashtabula Township
Municipality	Ashtabula City
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,984.00 (-0.57%)	$34,940 (-) Land $2,630 Building $32,310	$99,800 (-) Land $7,500 Building $92,300
2024	$3,001.00 (+73.57%) Homeowner's exemption	$34,940 (-) Land $2,630 Building $32,310	$99,800 (-) Land $7,500 Building $92,300
2023	$1,729.00 (+6.33%) Homeowner's exemption	$34,940 (+20.69%) Land $2,630 Building $32,310	$99,800 (+20.68%) Land $7,500 Building $92,300
2022	$1,626.00 Homeowner's exemption	$28,950 Land $2,030 Building $26,920
2020			$82,700 Land $5,800 Building $76,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GreatWave Communications.

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