1728 E Rich Ave, Spokane, WA 99207 Property Records

Spokane County property record for 1728 E Rich Ave, Spokane, WA 99207

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,352 sqft · built 1909
Lot Size	0.138 acres (6,020 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (May 2022)
Tax Bill	$3,091 (2026)
Deeds & Mortgages	Oct 2021 Mortgage May 2022 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`35042.2507`

Property Details

APN / Parcel Number

Primary APN	`35042.2507`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Building Area	1,352 sqft Living Area
Gross Area	2,304 sqft
1st Floor Area	768 sqft
Upper Floors Area	768 sqft
Basement Area	768 sqft
Finished Basement	384 sqft
Unfinished Basement	384 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Shingles
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,020 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Patio Area	32 sqft
Canopy	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1728 E RICH AVE
City	SPOKANE
State	WA
Zip	99207-4338
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	COLUMBIA HTS ADD L7 B1
Legal Subdivision	COLUMBIA HTS ADD
Legal Block	1
Legal Lot Number	7
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1014
Census Tract	1500

Owner

1728 E Rich Ave is owned and occupied by an individual who bought it in May 2022.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1728 E RICH AVE, SPOKANE, WA 99207-4338
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
May 31, 2022	Warranty Deed, Transfer · Conventional Mortgage IDAHO CENTRAL CU
Jul 23, 2019	Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD
Apr 20, 2018	Loan Modification, Mortgage RICHARD D & KATHLEEN J TRENT
Mar 28, 2018	Warranty Deed, Transfer · VA Mortgage USAA
Feb 8, 2018	Deed of Trust, Mortgage RICHARD D & KATHLEEN J TRENT
Nov 22, 2017	Warranty Deed, Transfer · Construction Mortgage ADAM BAILEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2022 · Amount on File
Deed Sale	May 31, 2022 · Amount on File
Prior Sale	Jul 23, 2019 · Amount on File
Deed Document Number	20227211687
Prior Transfer Date	Jan 18, 2006
Prior Transfer Doc	0005346772
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1728 E RICH AVE, SPOKANE, WA 99207-4338
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1728 E RICH AVE, SPOKANE, WA 99207-4338

Mortgage

Document Number	0007133842
Date	Oct 4, 2021
Instrument	7133842

Lender

Name	LOANCARE LLC
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	334 Months
Due	Aug 1, 2049

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 31, 2022
Property Address	1728 E RICH AVE, SPOKANE, WA 99207-4338
Document Number	0007211687
Map Reference	VOLE PG 3
Instrument Date	May 24, 2022
Instrument	7211687
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	SIESTA TITLE AND ESCROW LLC, VISTA TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,885.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1728 E RICH AVE, SPOKANE, WA 99207-4338

Mortgage

Document Number	0007211688
Date	May 31, 2022
Instrument	7211688

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.89%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.89%
Max Rate At Change	6.89%
Index	5-Year CMT
Max Rate	9.89%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 23, 2019
Property Address	1728 E RICH AVE, SPOKANE, WA 99207-4338
Document Number	0006824942
Map Reference	VOL E PG 3
Instrument Date	Jul 12, 2019
Instrument	6824942
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,306.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1728 E RICH AVE, SPOKANE, WA 99207-4338

Mortgage

Document Number	0006824943
Date	Jul 23, 2019
Instrument	6824943

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Mortgage

Document Number	0006824944
Date	Jul 23, 2019
Instrument	6824944

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SPOKANE WA
Property Address	1728 E RICH AVE, SPOKANE, WA 99207-4338
Document Number	0006702794
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	May 4, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1728 E RICH AVE SPOKANE WA 992074338, SPOKANE, WA 99207-4338

Mortgage

Document Number	0006702794
Date	Apr 27, 2018
Instrument	6702794

Lender

Name	RICHARD D & KATHLEEN J TRENT

Agreement

Amount	Amount on Record
Term	60 Months
Due	Apr 26, 2023

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 28, 2018
Property Address	1728 E RICH AVE, SPOKANE, WA 99207-4338
Document Number	0006694645
Instrument Date	Mar 27, 2018
Instrument	6694645
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,835.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1728 E RICH AVE SPOKANE WA 992074338, SPOKANE, WA 99207-4338

Mortgage

Document Number	6694647
Date	Mar 28, 2018
Instrument	6694647

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1728 E RICH AVE, SPOKANE, WA 99207-4338
Document Number	0006680907
Instrument Date	Feb 8, 2018
Transaction Type	Mortgage
Record Updated	Feb 14, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	249 BAKER ST #321 MOSCOW ID 838434069, 321, MOSCOW, ID 83843-4069

Mortgage

Document Number	0006680907
Date	Feb 8, 2018
Instrument	6680907

Lender

Name	RICHARD D & KATHLEEN J TRENT
Address	4896 N WILLIAMS VALLEY RD, DEER PARK, WA 99006-9408

Agreement

Amount	Amount on Record

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 22, 2017
Property Address	1728 E RICH AVE, SPOKANE, WA 99207-4338
Document Number	0006661479
Instrument Date	Oct 25, 2017
Instrument	6661479
Transaction Type	Transfer
Record Updated	Dec 7, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,251.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	249 BAKER ST #321 MOSCOW ID 838434069, 321, MOSCOW, ID 83843-4069

Mortgage

Document Number	6661480
Date	Nov 22, 2017
Instrument	6661480

Lender

Name	ADAM BAILEY
Address	601 N HERALD RD, SPOKANE VALLEY, WA 99206-3889

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 21, 2018

Tax Assessment & Valuation

The 2026 property tax bill for 1728 E Rich Ave was $3,091, up 11.1% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,091.00 (+11.11%)	$301,900 (-) Land $90,000 Building $211,900	$301,900 (-) Land $90,000 Building $211,900
2025	$2,782.00 (+3.04%)	$301,900 (+15.32%) Land $90,000 Building $211,900	$301,900 (+15.32%) Land $90,000 Building $211,900
2024	$2,700.00 (+5.3%)	$261,800 (+27.65%) Land $65,000 Building $196,800	$261,800 (+27.65%) Land $65,000 Building $196,800
2023	$2,564.00 (+6.7%)	$205,100 Land $42,000 Building $163,100	$205,100 Land $42,000 Building $163,100
2022	$2,403.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1728 E Rich Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1728 E Rich Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 783 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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