St. Johns County property record for 1728 E Cobblestone Ln, Saint Augustine, FL 32092 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2003 |
| Square Footage | 3,622 sqft Living Area |
| Lot Size | 12,632 sqft (0.29 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $745,000 (2025) |
| Tax Bill | $9,539.00 (2025) |
| Primary APN | 288005-0080 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Building Area | 3,622 sqft Living Area |
| Gross Area | 4,240 sqft Gross Area |
| 1st Floor | 2,854 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,632 sqft (0.29 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 618 sqft Garage |
| Pool Area | 350 sqft Pool |
|---|---|
| Deck Area | Deck Area |
| Patio Area | 500 sqft Patio |
| Porch Area | 293 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 1728 E COBBLESTONE LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3601 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 37/21-44 ST JOHNS SIX MILE CREEK NORTH UNIT 1 BLOCK 5 LOT 8 OR6241/1393 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | SAINT JOHNS SIX MILE CREEK NORTH UNIT 1 |
| Legal Block | 5 |
| Legal Lot Number | 8 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 4 |
| Census Block | 4006 |
| Census Tract | 20905 |
Source: St. Johns County records · APN 288005-0080
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1728 E COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-3601 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 02, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Jan 04, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BAYWAY MORTGAGE GROUP |
| Oct 26, 2021 | Deed of Trust, Mortgage · Line of Credit JAX FCU |
| Oct 20, 2025 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 18, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| May 27, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 20, 2025 · Amount on Record |
| Deed Sale | Oct 20, 2025 · Amount on Record |
| Prior Sale | Sep 20, 2016 · Amount on Record |
| Deed Doc Number | 202585400 |
| Deed Book / Page | 6241 / 1393 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1728 E COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-3601 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1728 E COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-3601 |
| Document Number | 0052801740 |
|---|---|
| Date | Jun 02, 2021 |
| Book Page | 5280/1740 |
| Instrument | 2021061828 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 309 Months |
| Due | Mar 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1728 E COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-3601 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2061 CROWN DR, SAINT AUGUSTINE, FL 32092-3606 |
| Document Number | 0054610808 |
|---|---|
| Date | Jan 04, 2022 |
| Book Page | 5461/808 |
| Instrument | 2022001022 |
| Name | BAYWAY MORTGAGE GROUP |
|---|---|
| Type | Mortgage Company |
| Address | JACKSONVILLE, FL 32216 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1728 E COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-3601 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1728 E COBBLESTONE LN, ST AUGUSTINE, FL 32092-3601 |
| Document Number | 0054030285 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 5403/285 |
| Instrument | 2021116288 |
| Name | JAX FCU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 25, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 20, 2025 |
| Property Address | 1728 E COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-3601 |
| Document Number | 0062411393 |
| Book / Page | 6241 / 1393 |
| Map Reference | MB 37 PG 21 |
| Instrument Date | Oct 02, 2025 |
| Instrument | 2025085400 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2025 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,215.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 52 TUSCAN WAY, SAINT AUGUSTINE, FL 32092-1850 |
| Name | Verified Name |
|---|---|
| Address | 1728 E COBBLESTONE LN, ST AUGUSTINE, FL 32092-3601 |
| Document Number | 0062411395 |
|---|---|
| Date | Oct 20, 2025 |
| Instrument | 6241/1395 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1728 E COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-3601 |
| Transaction Type | Mortgage |
| Record Updated | Nov 04, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0043180654 |
|---|---|
| Date | Jan 18, 2017 |
| Book Page | 4318/0654 |
| Instrument | 2017003933 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1728 E COBBLESTONE LN, SAINT AUGUSTINE, FL 32092-3601 |
| Transaction Type | Mortgage |
| Record Updated | Nov 04, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049491159 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 4949/1159 |
| Instrument | 2020040039 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 321 Months |
| Due | Feb 01, 2047 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $635,174 (-7.07%) Land $135,000 Building $500,174 | $635,174 (-7.07%) Land $135,000 Building $500,174 | |
| 2025 | $9,539.00 (+5.7%) | $683,476 (-2.27%) | $683,476 (-2.27%) Land $135,000 Building $548,476 |
| 2024 | $9,025.00 (+4.41%) | $699,382 (+5.8%) | $699,382 (+5.8%) Land $145,000 Building $554,382 |
| 2023 | $8,644.00 (+78.96%) | $661,036 (+63.9%) | $661,036 (+3.52%) Land $144,000 Building $517,036 |
| 2022 | $4,830.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $403,312 | $638,566 Land $95,200 Building $543,366 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 46% of the US · above 17% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,124 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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