1728 E Cedar St, El Dorado, AR 71730 Property Records

Union County property record for 1728 E Cedar St, El Dorado, AR 71730

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,152 sqft · built 1988
Lot Size0.376 acres (16,379 sqft)
Owner2 Individual Names on Record
Deeds & MortgagesMay 2026 Line of Credit
May 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN01460-00005-0000

Property Details

APN / Parcel Number

Primary APN01460-00005-0000
Alternative APN
  • 29056

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,152 sqft Living Area
1st Floor Area1,152 sqft
Utility Area50 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeClosed Piers
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,379 sqft (0.376 acres)
Lot Dimensions260 ft deep x 63 ft wide
Garage TypeCarport
Garage Area300 sqft
CarportCarport
Carport Area300 sqft
DrivewayConcrete Driveway
Driveway Area550 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1728 E CEDAR ST
CityEL DORADO
StateAR
Zip71730-6513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGREGORYS EAST MAIN ADD. #19R001313 #19R003731 4
Legal SubdivisionGREGORYS EAST MAIN ADD.
Legal Lot Number5
JurisdictionUNION AR
Township / Civil DivisionEL DORADO
Census Block Group6
Census Block6000
Census Tract951000

Owner

Source: Union County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1728 E CEDAR ST, EL DORADO, AR 71730-6513
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 21, 2026Deed of Trust, Mortgage · Line of Credit
SMACKOVER STATE BANK
May 30, 2019Deed of Trust, Mortgage · Commercial Mortgage
SMACKOVER STATE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION AR
Recording DateMay 21, 2026
Property Address1728 E CEDAR ST, EL DORADO, AR 71730-6513
Document Number0000002839
Instrument DateMay 15, 2026
Instrument20262839
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1726 E CEDAR ST, EL DORADO, AR 71730-6513

Mortgage

Document Number0000002839,
DateMay 21, 2026
Instrument20262839
Lender
NameSMACKOVER STATE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 21, 2046
Interest
Rate6.3%
Max Rate-1%

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION AR
Property Address1728 E CEDAR ST, EL DORADO, AR 71730-6513
Transaction TypeMortgage
Record UpdatedJun 20, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019R003735
DateMay 30, 2019
Instrument2019R003735
Lender
NameSMACKOVER STATE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2034
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of November 13, 2025

Property Jurisdictions

TypeName
StateArkansas
CountyUnion County
MunicipalityEl Dorado City
Unified School DistrictEl Dorado School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,860 (-) Land $1,500 Building $6,360$39,300 (-) Land $7,500 Building $31,800
2025Homeowner's exemption$7,860 (-) Land $1,500 Building $6,360
2024$39,300 (-) Land $7,500 Building $31,800
2023Homeowner's exemption$7,860 Land $1,500 Building $6,360$39,300 Land $7,500 Building $31,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 9, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEL DORADO WATERWORKS
serves 17,932 people · EPA ID AR0000550
Water SourceGroundwater
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Oct 2025
Asbestos
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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