1728 E 12th St, Des Moines, IA 50316 Property Records

Polk County property record for 1728 E 12th St, Des Moines, IA 50316

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,486 sqft · built 1913
Lot Size	0.235 acres (10,250 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Jun 2026)
Tax Bill	$2,166 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`110/05353-000-000`

Property Details

APN / Parcel Number

Primary APN	`110/05353-000-000`
Alternative APN	`792435252027`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,486 sqft Living Area
Gross Area	2,493 sqft
1st Floor Area	758 sqft
Upper Floors Area	728 sqft
Basement Area	728 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,250 sqft (0.235 acres)
Lot Dimensions	205 ft deep x 50 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	201 sqft
Deck Area	185 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1728 E 12TH ST
City	DES MOINES
State	IA
Zip	50316-2004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 UNION ADDITION
Legal Subdivision	UNION ADDITION
Legal Lot Number	23
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	2
Census Block	2030
Census Tract	1500

Owner

Source: Polk County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1728 E 12TH ST, DES MOINES, IA 50316-2004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CREDIT UNION
Mar 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage POLK CNTY HEALTH DEPT
Jun 4, 2019	Warranty Deed, Transfer NOT AVAILABLE
May 7, 2019	Warranty Deed, Transfer NOT AVAILABLE
May 7, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2026 · Amount on Record
Deed Sale	Jun 16, 2026 · Amount on Record
Prior Sale	May 7, 2019 · Amount on Record
Deed Document Number	202636318
Deed Book / Page	20558 / 732
Prior Transfer Date	Aug 30, 2016
Prior Transfer Doc	0000029057
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jun 16, 2026
Property Address	1728 E 12TH ST, DES MOINES, IA 50316-2004
Document Number	0000036318
Book / Page	20558 / 732
Instrument Date	Jun 11, 2026
Instrument	202636318
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17,695.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1728 E 12TH ST, DES MOINES, IA 50316-2004
Investor	Possibly a Property Investor

Mortgage

Document Number	0000036320,
Date	Jun 16, 2026
Instrument	202636320

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1728 E 12TH ST, DES MOINES, IA 50316-2004
Document Number	0000002082
Instrument Date	Mar 18, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1728 E 12TH ST DES MOINES IA 503162004, DES MOINES, IA 50316-2004

Mortgage

Document Number	0000002082
Date	Jul 7, 2020
Book Page	017932/000045
Instrument	2082

Lender

Name	POLK CNTY HEALTH DEPT
Address	1907 CARPENTER AVE, DES MOINES, IA 50314-1310

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jun 4, 2019
Property Address	1728 E 12TH ST, DES MOINES, IA 50316-2004
Document Number	0000086377
Book / Page	017351 / 000584
Instrument Date	May 28, 2019
Instrument	86377
Transaction Type	Transfer
Record Updated	Jul 8, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1728 E 12TH ST DES MOINES IA 503162004, DES MOINES, IA 50316-2004

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	May 7, 2019
Property Address	1728 E 12TH ST, DES MOINES, IA 50316-2004
Document Number	0000078690
Book / Page	017317 / 000487
Instrument Date	May 3, 2019
Instrument	78690
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 8162 CEDAR RAPIDS IA 524088162, CEDAR RAPIDS, IA 52408-8162

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK IA
Recording Date	May 7, 2019
Property Address	1728 E 12TH ST, DES MOINES, IA 50316-2004
Document Number	0000078688
Book / Page	017317 / 000477
Instrument Date	May 3, 2019
Instrument	78688
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$176.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1728 E 12TH ST DES MOINES IA 503162004, DES MOINES, IA 50316-2004

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,166.00 Homeowner's exemption	$133,500 (+13.04%) Land $34,400 Building $99,100	$133,500 (+13.04%) Land $34,400 Building $99,100
2024	$2,166.00 (-1.28%)
2023		$118,100 Land $30,400 Building $87,700	$118,100 Land $30,400 Building $87,700
2020	$2,194.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	20 (1998–2019)
Claims Outside the SFHA	18 of 20
Most Recent Claim	Jun 2019 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2010 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 13 claims Severe Storms, Tornadoes And Flooding, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: Metronet, T-Mobile.

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