1728 Covington Ln, Foley, AL 36535 Property Records

Baldwin County property record for 1728 Covington Ln, Foley, AL 36535

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,373 sqft · built 2016
Lot Size	0.136 acres (5,925 sqft)
Owner	Individual Name on File
Last Sale	$231,000 (Jul 2021)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jun 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`54-08-33-4-000-002.099`

Property Details

APN / Parcel Number

Primary APN	`54-08-33-4-000-002.099`
Alternative APNs	`288130` `377499`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,373 sqft Heated Area
1st Floor Area	1,373 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,925 sqft (0.136 acres)
Lot Dimensions	118 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	377499
Street Address	1728 COVINGTON LN
City	FOLEY
State	AL
Zip	36535-2459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50' X 118.5' LOT 97 IBERVILLE SQUARE SUB SLIDE 2313-B THRU 2313-D AND AMENDED SLIDE 2343-A THRU 2343-C IN THE CITY OF FOLEY S
Legal Subdivision	IBERVILLE SQUARE SUB
Legal Lot Number	97
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	3
Census Block	3016
Census Tract	11504

Owner

1728 Covington Ln is owned and occupied by an individual who bought it in July 2021.

Source: Baldwin County records, as of April 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1728 COVINGTON LN, FOLEY, AL 36535-2459
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Warranty Deed, Transfer · VA Mortgage EVERETT FINANCIAL INC
Jun 3, 2019	Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO
Jan 3, 2020	Grant Deed, Transfer · Conventional Mortgage BANCORPSOUTH
Jul 6, 2018	Warranty Deed, Transfer · FHA Mortgage GMFS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2021 · Amount on File
Deed Sale	Jul 19, 2021 · Amount on File
Prior Sale	Jan 3, 2020 · Amount on File
Deed Document Number	20211929484
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jul 19, 2021
Property Address	1728 COVINGTON LN, FOLEY, AL 36535-2459
Document Number	0001929484
Map Reference	SL 2343A-2443C
Instrument Date	Jul 8, 2021
Instrument	1929484
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 782, CAVE SPRING, GA 30124-0782

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1728 COVINGTON LN, FOLEY, AL 36535-2459

Mortgage

Document Number	0001929485
Date	Jul 19, 2021
Instrument	1929485

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	1728 COVINGTON LN, FOLEY, AL 36535-2459
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	ORCHARD STREET SETTLEMENTS L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001763065
Date	Jun 3, 2019
Instrument	1763065

Lender

Name	OCEANSIDE MORTGAGE CO
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALDWIN AL
Recording Date	Jan 3, 2020
Property Address	1728 COVINGTON LN, FOLEY, AL 36535-2459
Document Number	0001803934
Instrument Date	Dec 30, 2019
Instrument	1803934
Transaction Type	Transfer
Record Updated	Jan 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$184.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1728 COVINGTON LN FOLEY AL 365352459, FOLEY, AL 36535-2459

Mortgage

Document Number	1803935
Date	Jan 3, 2020
Instrument	1803935

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jul 6, 2018
Property Address	1728 COVINGTON LN, FOLEY, AL 36535-2459
Document Number	0001706446
Instrument Date	Jun 29, 2018
Instrument	1706446
Transaction Type	Transfer
Record Updated	Jul 23, 2018
Title Company	PROFESSIONAL LAND TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1728 COVINGTON LN FOLEY AL 365352459, FOLEY, AL 36535-2459

Mortgage

Document Number	1706447
Date	Jul 6, 2018
Instrument	1706447

Lender

Name	GMFS
Address	BATON ROUGE, LA 70806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2048

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Foley City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,400 Land $2,420 Building $23,980	$263,900 Land $24,200 Building $239,700
2023	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$25,420 (+21.98%)	$254,000 (+21.94%) Land $25,500 Building $228,500
2022	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$20,840	$208,300 Land $26,100 Building $182,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1728 Covington Ln in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 82 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	82 in force
Nearby Flood Claims	12 (2014–2020)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 10 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1728 Covington Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FOLEY, UTILITIES BOARD OF THE serves 50,919 people · EPA ID AL0000036
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband.

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