1728 Commodore St, Havre De Grace, MD 21078 Property Records

Harford County property record for 1728 Commodore St, Havre De Grace, MD 21078

Property Summary

Property Type	Single Family Home
Details	2,464 sqft · built 2026
Lot Size	0.159 acres (6,943 sqft)
Owner	2 Individual Names on File
Last Sale	$528,340 (Feb 2026)
Tax Bill	$4,856 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Nov 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-402413`

Property Details

APN / Parcel Number

Primary APN	`06-402413`
Alternative APN	`402413`

Interior

Building Area	2,464 sqft Total Area

Exterior

Year Built	Built 2026
Effective Year Built	Effective 2026
Lot Area	6,943 sqft (0.159 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	402413
Street Address	1728 COMMODORE ST
City	HAVRE DE GRACE
State	MD
Zip	21078-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 111 6943 SQFT 1728 COMMODORE ST SION HILL 220/14
Legal Subdivision	PHASE II SION HILL ESTATES
Legal Lot Number	111
Jurisdiction	HARFORD MD
Township / Civil Division	6, HAVRE DE GRACE
Census Block Group	6
Census Block	6007
Census Tract	306400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Sion Hill listed 1990 · 6 contributing resources · National Historic Landmark (designated 1992) · NRIS 90000608

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1728 Commodore St is owned and occupied by two individuals who bought it in February 2026.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1728 COMMODORE ST, HAVRE DE GRACE, MD 21078-1436
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Nov 5, 2025	Deed, Transfer NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2026 · Amount on File
Deed Sale	Feb 10, 2026 · Amount on File
Prior Sale	Nov 5, 2025 · Amount on File
Deed Book / Page	16997 / 322
Record Updated	Oct 29, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Feb 10, 2026
Property Address	1728 COMMODORE ST, HAVRE DE GRACE, MD 21078-1436
Document Number	0169970322
Book / Page	16997 / 322
Map Reference	MB MLK LB 220 FO 14
Instrument Date	Feb 5, 2026
Transaction Type	Transfer
Record Updated	Feb 18, 2026
Title Company	NVR SETTLEMENT SERVICES/MD INC, NVR STLMT SVCS OF MD INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,641.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11570 CROSSROADS CIRCLE STE 104, 104, BALTIMORE, MD 21220-3081

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1728 COMMODORE ST, HAVRE DE GRACE, MD 21078-1436

Mortgage

Document Number	0016997328
Date	Feb 10, 2026
Instrument	16997/328

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Nov 5, 2025
Property Address	1728 COMMODORE ST, HAVRE DE GRACE, MD 21078-1436
Document Number	0168780290
Book / Page	16878 / 290
Map Reference	MB MLK 220 FO 14
Instrument Date	Oct 28, 2025
Transaction Type	Transfer
Record Updated	Nov 19, 2025
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount on Record
Tax	$807.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9475 DEERECO RD STE 206, 206, LUTHERVILLE TIMONIUM, MD 21093-2118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11570 CROSSROADS CIR STE 104, 104, BALTIMORE, MD 21220-3081
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 1728 Commodore St was $4,856, up 1,603.9% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Municipality	Havre De Grace City
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,856.00 (+1,603.86%)	$509,400 (+1,030.32%) Land $150,400 Building $359,000	$509,400 (+577.39%) Land $150,400 Building $359,000
2025	$285.00	$45,067	$75,200 Land $75,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1728 Commodore St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1728 Commodore St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
IQ Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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