1728 Atlas Dr, Frederick, MD 21702 Property Records

Frederick County property record for 1728 Atlas Dr, Frederick, MD 21702

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,772 sqft · built 2023
Lot Size	0.054 acres (2,351 sqft)
Owner	Individual Name on File
Last Sale	$446,830 (Mar 2023)
Tax Bill	$6,528 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-604380`

Property Details

APN / Parcel Number

Primary APN	`02-604380`
Alternative APN	`604380`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,772 sqft Living Area
Gross Area	3,132 sqft
1st Floor Area	924 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,351 sqft (0.054 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	604380
Street Address	1728 ATLAS DR
City	FREDERICK
State	MD
Zip	21702-4944
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 130 PHASE 1 PLAT 2,351 SQ FT BELLE AIR FARM
Legal Subdivision	BELLE AIR FARM
Legal Phase	1
Legal Lot Number	130
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3000
Census Tract	750504

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1728 Atlas Dr, a townhouse, is owned and occupied by an individual who bought it in March 2023.

Source: Frederick County records, as of June 3, 2026

Owner of Record	Individual Name on File
Mailing Address	1728 ATLAS DR, FREDERICK, MD 21702-4944
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · VA Mortgage FIRST AMERICAN TITLE
Mar 28, 2023	Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC
Nov 2, 2022	Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2023 · Amount on File
Deed Sale	Mar 28, 2023 · Amount on File
Prior Sale	Nov 2, 2022 · Amount on File
Deed Book / Page	16377 / 118
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	May 28, 2026
Property Address	1728 ATLAS DR, FREDERICK, MD 21702-4944
Document Number	1788000176
Book / Page	17881 / 176
Instrument Date	Apr 24, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1728 ATLAS DR, FREDERICK, MD 21702-4944

Mortgage

Document Number	1788000176,
Date	May 28, 2026
Book Page	17881/176

Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 28, 2023
Property Address	1728 ATLAS DR, FREDERICK, MD 21702-4944
Document Number	0163770118
Book / Page	16377 / 118
Map Reference	MB 107 PL 100
Instrument Date	Mar 27, 2023
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	NVR SETTLEMENT SERVICES/MD INC, NVR STLMT SVCS OF MD INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,117.08
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5265 WESTVIEW DR, FREDERICK, MD 21703-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1728 ATLAS DR, FREDERICK, MD 21702-4944

Mortgage

Document Number	0016377125
Date	Mar 28, 2023
Instrument	16377/125

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 2, 2022
Property Address	1728 ATLAS DR, FREDERICK, MD 21702-4944
Document Number	0162070172
Book / Page	16207 / 172
Map Reference	MB 107 PL 100
Instrument Date	Oct 27, 2022
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES

Transaction

Amount	Amount on Record
Tax	$2,802.82
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2077 SOMERVILLE RD STE 206, 206, ANNAPOLIS, MD 21401-4178

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4991 NEW DESIGN RD STE 105, 105, FREDERICK, MD 21703-7342
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1728 Atlas Dr was $6,528 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,528.00 Homeowner's exemption	$430,600 Land $85,000 Building $345,600	$430,600 Land $85,000 Building $345,600
2023	$5,807.00	$318,133	$430,600 Land $85,000 Building $345,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1728 Atlas Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1728 Atlas Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 750 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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