1728 194th St SE, Bothell, WA 98012 Property Records

Snohomish County property record for 1728 194th St SE, Bothell, WA 98012

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,948 sqft · built 1959
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Individual Names on Record
Last Sale	$499,950 (Sep 2017)
Tax Bill	$6,190 (2026)
Deeds & Mortgages	Jan 2026 Second Mortgage May 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0518-004-018-00`

Property Details

APN / Parcel Number

Primary APN	`0518-004-018-00`
Alternative APNs	`270518-004-018-00` `18270540180006` `182705401800` `1006634`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,948 sqft Living Area
Gross Area	2,404 sqft
1st Floor Area	1,948 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	42,689 sqft (0.98 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Sundeck
Deck Area	260 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	1006634
Street Address	1728 194TH ST SE
City	BOTHELL
State	WA
Zip	98012-7148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UC
Legal Description	SEC 18 TWP 27 RGE 05 RT-55A-55C) BEG SE COR SE1/4 SE1/4 TH N 8903 00W 30FT TH N 533.66FT TH N8919 45W 412FT TO TPB TH CONT W 165FT TH S 258.46FT TH S89*11 30E 165FT TH N 258.81FT TO TPB
Legal Range	05
Legal Township	27
Legal Section	18
Legal Block	184
Legal Lot Number	18
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EDMONDS
Census Block Group	2
Census Block	2000
Census Tract	51921

Owner

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1728 194TH ST SE, BOTHELL, WA 98012-7148
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
May 2, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 13, 2021	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 29, 2017	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2017 · Amount on Record
Deed Sale	Sep 29, 2017 · Amount on Record
Prior Sale	Nov 17, 2016 · Amount on Record
Deed Document Number	2017889
Prior Transfer Date	May 27, 2009
Prior Transfer Doc	0000000254
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	1728 194TH ST SE, BOTHELL, WA 98012-7148
Transaction Type	Mortgage
Record Updated	Jan 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000105
Date	Jan 22, 2026
Instrument	202601220105

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2046

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	1728 194TH ST SE, BOTHELL, WA 98012-7148
Transaction Type	Mortgage
Record Updated	May 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000104
Date	May 2, 2024
Instrument	202405020104

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	1728 194TH ST SE, BOTHELL, WA 98012-7148
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000488
Date	Jan 13, 2021
Instrument	202101130488

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Sep 29, 2017
Property Address	1728 194TH ST SE, BOTHELL, WA 98012-7148
Document Number	0000000889
Instrument Date	Sep 27, 2017
Instrument	201709290889
Transaction Type	Transfer
Record Updated	Oct 11, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$8,904.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1728 194TH ST SE BOTHELL WA 980127148, BOTHELL, WA 98012-7148

Mortgage

Document Number	890
Date	Sep 29, 2017
Instrument	201709290890

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2047

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Unified School District	Northshore School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,190.00 (+35.36%)	$704,700 (+25.77%) Land $479,200 Building $225,500	$704,700 (+25.77%) Land $479,200 Building $225,500
2023	$4,573.00 (-8.49%)	$560,300 (+14.56%) Land $392,400 Building $167,900	$560,300 (+14.56%) Land $392,400 Building $167,900
2022	$4,997.00	$489,100 Land $374,400 Building $114,700	$489,100 Land $374,400 Building $114,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALDERWOOD WATER DISTRICT serves 245,715 people · EPA ID WA5301300
Water Source	Purchased surface water from CITY OF EVERETT PUBLIC WORKS DEPT.
Last State Inspection	Oct 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Ziply Fiber.

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