17278 Rd L, Ottawa, OH 45875 Property Records

Putnam County property record for 17278 Rd L, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,432 sqft · built 2003
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$183,000 (Jun 2018)
Tax Bill	$2,473 (2025)
Deeds & Mortgages	Apr 2026 Construction Loan Apr 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-034012.0100`

Property Details

APN / Parcel Number

Primary APN	`09-034012.0100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,432 sqft Living Area
1st Floor Area	1,432 sqft
Basement Area	1,432 sqft
Finished Basement	1,000 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	17278 ROAD L
City	OTTAWA
State	OH
Zip	45875-8412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1N 6E 29 PAR 2 S SE VAL INCL 9-0340.12.0200
Legal Range	6E
Legal Township	1N
Legal Section	29
Jurisdiction	PUTNAM OH
Township / Civil Division	GREENSBURG
Census Block Group	4
Census Block	4145
Census Tract	30200

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17278 ROAD L, OTTAWA, OH 45875-8412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Construction Mortgage UNION BANK
Apr 16, 2021	Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE UNION BANK CO
Jun 29, 2018	Warranty Deed, Transfer · Conventional Mortgage THE UNION BANK CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2018 · Amount on Record
Deed Sale	Jun 29, 2018 · Amount on Record
Deed Document Number	20182941
Deed Book / Page	700 / 1934
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Recording Date	Apr 23, 2026
Property Address	17278 ROAD L, OTTAWA, OH 45875-8412
Document Number	0000001687
Book / Page	786 / 1205
Instrument Date	Apr 17, 2026
Instrument	20261687
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17278 ROAD L, OTTAWA, OH 45875-8412

Mortgage

Document Number	0000001687,
Date	Apr 23, 2026
Book Page	786/1205
Instrument	20261687

Lender

Name	UNION BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Apr 1, 2057

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	17278 ROAD L, OTTAWA, OH 45875-8412
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	733/136
Date	Apr 16, 2021
Book Page	733/136
Instrument	202100002109

Lender

Name	THE UNION BANK CO
Type	Bank
Address	COLUMBUS GROVE, OH 45830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Apr 30, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	17278 ROAD L, OTTAWA, OH 45875-8412
Transaction Type	Mortgage
Record Updated	Apr 30, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	719/800
Date	Apr 14, 2020
Book Page	719/800
Instrument	202000001524

Lender

Name	THE UNION BANK CO
Type	Bank
Address	COLUMBUS GROVE, OH 45830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Jun 29, 2018
Property Address	17278 ROAD L, OTTAWA, OH 45875-8412
Document Number	00700/1934
Book / Page	700 / 1934
Map Reference	VOL65 PG217
Instrument Date	Jun 29, 2018
Instrument	201800002941
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$732.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	17278 ROAD L, OTTAWA, OH 45875-8412

Mortgage

Document Number	201800002942
Date	Jun 29, 2018
Instrument	201800002942

Lender

Name	THE UNION BANK CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Greensburg Township
Unified School District	Kalida Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,473.00 (+2.53%) Homeowner's exemption	$78,540 (-) Land $8,510 Building $70,030	$224,400 (-) Land $24,310 Building $200,090
2024	$2,412.00 (-8.22%) Homeowner's exemption	$78,540 (+34.99%) Land $8,510 Building $70,030
2023	$2,628.00 (+20.77%) Homeowner's exemption Additional exemption filed	$58,180 (-) Land $6,320 Building $51,860	$224,400 (+34.99%) Land $24,310 Building $200,090
2022	$2,176.00 Homeowner's exemption	$58,180 Land $6,320 Building $51,860
2020			$166,230 Land $18,060 Building $148,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2007)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kalida Telephone Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: HDER Link, MetaLINK Technologies.

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