Lake County property record for 1727 Victor Ter, Gurnee, IL 60031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,640 sqft · built 1992 |
| Lot Size | 0.125 acres (5,432 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (Feb 2017) |
| Tax Bill | $8,864 (2024) |
| Deeds & Mortgages | Apr 2021 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-15-211-034 |
| Primary APN | 07-15-211-034 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,640 sqft Living Area |
| Gross Area | 2,039 sqft |
| 1st Floor Area | 834 sqft |
| 2nd Floor Area | 806 sqft |
| Upper Floors Area | 806 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,432 sqft (0.125 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1727 VICTOR TER |
|---|---|
| City | GURNEE |
| State | IL |
| Zip | 60031-6363 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE PINES-UNIT SEVEN; LOT 11 |
| Legal Subdivision | THE PINES-UNIT SEVEN |
| Legal Lot Number | 11 |
| Legal Unit | 7 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WARREN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 861508 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1727 VICTOR TER, GURNEE, IL 60031-6363 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 28, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Feb 3, 2017 | Warranty Deed, Transfer · FHA Mortgage STEARNS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2017 · Amount on Record |
| Deed Sale | Feb 3, 2017 · Amount on Record |
| Prior Sale | Jun 13, 2013 · Amount on Record |
| Deed Document Number | 20177370476 |
| Prior Transfer Date | Dec 8, 2009 |
| Prior Transfer Doc | 0006549315 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 1727 VICTOR TER, GURNEE, IL 60031-6363 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007781655 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 7781655 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 1727 VICTOR TER, GURNEE, IL 60031-6363 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1727 VICTOR TER, GURNEE, IL 60031-6363 |
| Document Number | 0007687038 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 7687038 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | 54254 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 317 Months |
| Due | Jan 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Feb 3, 2017 |
| Property Address | 1727 VICTOR TER, GURNEE, IL 60031-6363 |
| Document Number | 0007370476 |
| Instrument Date | Dec 14, 2016 |
| Instrument | 7370476 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2017 |
| Title Company | PROPER TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1727 VICTOR TER GURNEE IL 600316363, GURNEE, IL 60031-6363 |
| Document Number | 7370477 |
|---|---|
| Date | Feb 3, 2017 |
| Instrument | 7370477 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 2, 2047 |
| Rate | 3.87% |
|---|
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Warren Township |
| Municipality | Gurnee Village |
| Secondary School District | Warren Township High School District 121 (09 - 12) |
| Elementary School District | Woodland Community Consolidated School District 50 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $98,421 (+18.74%) Land $14,252 Building $84,169 | $295,292 (+18.74%) Land $42,760 Building $252,532 | |
| 2024 | $8,864.00 (+19.54%) | ||
| 2023 | $7,415.00 (+10.31%) | $82,889 (+10.75%) Land $12,003 Building $70,886 | $248,692 (+10.75%) Land $36,013 Building $212,679 |
| 2022 | $6,722.00 | $74,846 Land $11,847 Building $62,999 | $224,561 Land $35,545 Building $189,016 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GURNEE serves 30,193 people · EPA ID IL0970350 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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