1727 Turkey Oak Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 1727 Turkey Oak Dr, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,259 sqft · built 2002
Lot Size	0.209 acres (9,120 sqft)
Owner	Individual Name on Record
Last Sale	$560,000 (May 2014)
Tax Bill	$4,981 (2024)
Deeds & Mortgages	Feb 2022 Line of Credit Feb 2022 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`23-2S-27-5137-00D00-0260`

Property Details

APN / Parcel Number

Primary APN	`23-2S-27-5137-00D00-0260`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	3 Stories
Building Area	3,259 sqft Heated Area
Gross Area	5,790 sqft
1st Floor Area	4,146 sqft
Upper Floors Area	890 sqft
Flooring	Ceramic Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Metal
Lot Area	9,120 sqft (0.209 acres)
Lot Dimensions	1,520 ft deep x 600 ft wide
Garage Area	887 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	644 sqft
Deck Area	1,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	232S27513700D000260
Street Address	1727 TURKEY OAK DR
City	NAVARRE
State	FL
Zip	32566-7318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SOUND HAMMOCK LOT 26 BLK D AS DES IN OR 3341 PG 1566
Legal Range	27W
Legal Township	02S
Legal Section	23
Legal Subdivision	SOUND HAMMOCK
Legal Block	D
Legal Lot Number	26
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2000
Census Tract	10824

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8668 NAVARRE PKWY, NAVARRE, FL 32566-2185
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 7, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Jun 1, 2018	Deed of Trust, Mortgage · Conventional with PMI EXCELERATE CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2014 · Amount on Record
Deed Sale	May 7, 2014 · Amount on Record
Prior Sale	May 4, 2000 · Amount on Record
Deed Document Number	201415372
Deed Book / Page	3341 / 1566
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1727 TURKEY OAK DR, NAVARRE, FL 32566-7318
Transaction Type	Mortgage
Record Updated	Apr 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1727 TURKEY OAK DR, NAVARRE, FL 32566-7318

Mortgage

Document Number	0042450356
Date	Feb 14, 2022
Book Page	4245/356
Instrument	202208414

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1727 TURKEY OAK DR, NAVARRE, FL 32566-7318
Transaction Type	Mortgage
Record Updated	Apr 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1727 TURKEY OAK DR, NAVARRE, FL 32566-7318

Mortgage

Document Number	0042420636
Date	Feb 7, 2022
Book Page	4242/636
Instrument	202206899

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1727 TURKEY OAK DR, NAVARRE, FL 32566-7318
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1727 TURKEY OAK DR, NAVARRE, FL 32566-7318

Mortgage

Document Number	0041650415
Date	Aug 18, 2021
Book Page	4165/415
Instrument	202155548

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1727 TURKEY OAK DR, NAVARRE, FL 32566-7318
Document Number	0037371725
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1727 TURKEY OAK DR NAVARRE FL 325667318, NAVARRE, FL 32566-7318

Mortgage

Document Number	0037371725
Date	Jun 14, 2018
Book Page	003737/001725
Instrument	24855

Lender

Name	EXCELERATE CAP
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,981.00 (+2.05%) Homeowner's exemption	$442,676 (+3%)	$644,059 (+0.76%) Land $210,630 Building $433,429
2023	$4,881.00 (+2.54%) Homeowner's exemption	$429,783 (+3%)	$639,208 (+7.96%) Land $210,630 Building $428,578
2022	$4,760.00 Homeowner's exemption	$417,265	$592,079 Land $135,405 Building $456,674

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 257 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	257 in force
Nearby Flood Claims	23 (2004–2024)
Claims Outside the SFHA	9 of 23
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 16 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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